

Hom Upadhyaya
Mortgage Broker


Geoff Lai
Partner and Finance Strategist | Mortgage Broker
Reviews in Delacombe
New loans
Loans refinanced
National Top 20
Australia2026State Top 5
New South Wales2026

Vicky Nikova
Mortgage Broker | Principal
Reviews in Delacombe
New loans
Loans refinanced
I have worked with Vicky since 2018 through multiple property purchases and a refinance. She is my trusted ‘go to’ when I am thinking about a next step and have no idea how to navigate it! Her patience with my questions and the way she lays out her assessment makes making decisions at this point straightforward. I appreciate that she reaches out between transactions to check in and keep an eye on my interest rates. She is such a pleasure to work with and I am so glad to have her as the rock on my team for future transactions!