

Geoff Lai
Partner and Finance Strategist | Mortgage Broker
Reviews in Umina Beach
New loans
Loans refinanced
State Top 5
New South Wales2026National Top 20
Australia2026

Louisa Sanghera
Mortgage Broker
Reviews in Umina Beach
New loans
Loans refinanced
New Purchase of 78 Britannia St, Umina Beach
Our experiences with Louisa and Tracy at Zippy Financial have always been fantastic. They consistently go above and beyond to secure great rates and packages that are clearly in our best interests. They are incredibly helpful and approachable, taking the time to explain each step so we always feel informed and supported. Their communication is open and transparent, and they are proactive with regular updates so we never have to chase for information. What really stands out is their reliability and follow-through; if they say they will do something, they get it done and keep us posted along the way. We have complete confidence that Louisa and Tracy are always advocating for us, and we wouldn’t hesitate to recommend Zippy Financial to anyone looking for outstanding service and excellent loan solutions.


Jonathan Harris
Mortgage Broker
Reviews in Umina Beach
New loans
Loans refinanced
New Purchase of 3 The Rampart, Umina Beach
Jonathan and his team are super efficient and reliable - they provided us with great ongoing support through all stages in the process and were always available to answer our (many!) questions. They were able to secure our loan pre-approval, and later, unconditional approval within just a day or so after submitting everything which was a great outcome. We loved working with them and would recommend them strongly to anyone looking to take out a new mortgage!
State Top 5
New South Wales2026National Top 20
Australia2026

Mo Kazal
Mortgage Broker
Reviews in Umina Beach
New loans
Loans refinanced
National Top 20
Australia2026

Walt Loveridge
Mortgage Broker
Reviews in Umina Beach
New loans
Loans refinanced
New Purchase of 3/8 Osborne Ave, Umina Beach
We recently worked with Walt Loveridge to purchase a villa and also refinance our existing loans, and the experience was exceptional from start to finish. Walt's knowledge of the market, lending policies, and negotiation strategies made the entire process smooth and stress‑free. Walt took the time to understand our financial goals, presented clear options, and communicated every step with transparency. The villa purchase went through without delays, and the refinancing process resulted in a significantly better rate and structure than I expected. What stood out most was Walt's responsiveness. Every question was answered promptly, and every concern was addressed with genuine care. We felt supported throughout both transactions. We highly recommend Walt Loveridge to anyone looking for a reliable, proactive, and highly skilled mortgage broker.