

Gopal Woli
Mortgage Broker
Reviews in Ballarat
New loans
Loans refinanced
National Top 20
Australia2026State Winner
Australian Capital Territory2026

Christie Love
Mortgage Broker
Reviews in Ballarat
New loans
Loans refinanced
Refinanced Loan of 365 Cummins Road, Miners Rest
Communication was always Quick and easy Great knowledge of what we should do and needed So so very professional Wouldn't go to anybody else Christy Love is amazing Always covered our loans


Natalie Denyer
Mortgage Broker
Reviews in Ballarat
New loans
Loans refinanced
New Purchase of 3/86 Marie Crescent, Wendouree
Nat and the entire team were so easy to work with, making the process very quick and seamless. I can’t thank Nat, Ash, Vianca, Lei, Joanna, and everyone at Birdie enough for their outstanding support!


Kris Menon
Mortgage Broker | Principal | Director
Reviews in Ballarat
New loans
Loans refinanced
New Purchase of 3 Gordon St, Ballarat East
Kris and his team are wonderful people to work with. This has been my second investment with KM Finance and overall start to end process has been seamless with well informed investment planning and strategies. Kris is a wonderful person and has been a trusted advisor.


Vicky Nikova
Mortgage Broker | Principal
Reviews in Ballarat
New loans
Loans refinanced
I have worked with Vicky since 2018 through multiple property purchases and a refinance. She is my trusted ‘go to’ when I am thinking about a next step and have no idea how to navigate it! Her patience with my questions and the way she lays out her assessment makes making decisions at this point straightforward. I appreciate that she reaches out between transactions to check in and keep an eye on my interest rates. She is such a pleasure to work with and I am so glad to have her as the rock on my team for future transactions!


Kishor Acharya
Principal | Mortgage Broker
Reviews in Ballarat
New loans
Loans refinanced
New Purchase of 9 Balanada Close, Alfredton
We had an amazing experience with Kishor & Laxmi Home Loans while buying our first home. From start to finish, they guided us step by step with patience, honesty, and professionalism. As first home buyers, we had many questions, but they always explained everything clearly and made the whole process simple and stress-free. Their communication was excellent, and they were always available whenever we needed support. We truly appreciate their dedication and hard work in helping us secure our home. We highly recommend Kishor & Laxmi Home Loans to anyone looking for reliable and trustworthy mortgage brokers. Thank you for making our dream come true! And again Thank you so much for each and everything Thank you🙂🙏
National Top 20
Australia2026

Rachael Howlett
Mortgage Broker
Reviews in Ballarat
New loans
Loans refinanced
State Winner
Victoria2026National Winner
Australia2026State Top 5
New South Wales2026State Winner
Queensland2026State Winner
South Australia2026