Arnab Baral

Arnab Baral

Mortgage Broker / Principal / Director
  •   5   (101 reviews)

About Arnab

About Clearmap Lending Clearmap Lending is an Australian mortgage and finance brokerage dedicated to helping individuals, families, investors and business owners make confident financial decisions. We understand that every client’s circumstances are different. Rather than offering a one-size-fits-all solution, our team takes the time to understand your financial position, property goals and long-term plans before recommending suitable lending strategies. Our services include: First-home buyer loans Owner-occupied and investment home loans Refinancing and debt restructuring SMSF property loans Commercial property finance Trust and company lending Equity release Construction and development finance Property portfolio lending strategies At Clearmap Lending, our focus is on providing clear communication, personalised service and practical guidance throughout the entire lending journey—from the initial consultation through to approval and settlement. Our goal is simple: to help you understand your options, choose the right path and move forward with confidence. Your property goals. Our expertise. One clear path forward. About Arnab Baral Arnab Baral is an accomplished mortgage broker and the Principal and Director of Clearmap Lending. He is passionate about helping clients navigate the complexities of residential, investment and commercial finance. Before entering the mortgage and finance industry, Arnab spent more than 19 years working in information technology. This experience shaped his analytical, strategic and solutions-focused approach to lending. Today, he uses these skills to provide personalised guidance and carefully structured finance solutions for home buyers, property investors and business owners across Australia. Arnab also plays a key role in improving Clearmap Lending’s internal systems, operational efficiency and use of technology. His focus is on creating a smoother, more transparent and responsive experience for every client. By building long-term relationships and taking the time to understand each client’s circumstances and goals, Arnab aims to make the finance process clear, straightforward and as stress-free as possible. When asked about his guiding principle, Arnab says: “I want to use my financial knowledge and experience to help people follow the right path and make informed property and lending decisions.” Contact Arnab for assistance with: SMSF loans First-home buyer finance Commercial property finance Home loan refinancing Residential and investment property loans Property investment through trusts Equity release and portfolio restructuring Obligation-free guidance on building wealth through property Awards and Recognition : - Editor’s Choice Award — Better Business Awards 2025 - Top 100 Elite Broker Ranking 2024 - Best Finance Broker Finalist — Better Business Awards 2025 - Best Customer Service (Individual) Finalist — Better Business Awards 2025 - Top 100 Asia Business Leaders Award 2024 - FBAA Award of Supremacy 2024 - CommBank Elite Broker 2024 - #1 Australian Mortgage Broker, 2023 - MPA (Mortgage Professionals Association) - Broker of the Year, 2023 - WeMoney - Best for First Home Buyers, 2023 - WeMoney - Best for Refinance, 2023 - WeMoney - Diversified Brokerage of the Year, 2023 - The Adviser, Australian Broking Awards - Fast Brokerage Winner, 2023 - Australian Broker - Finance Broker of the Year, State Winner, 2023 - MFAA - State Top 5 Mortgage Broker, 2023 - RateMyAgent - National Top 20 Mortgage Broker, 2023 - RateMyAgent - Customer Service of the Year finalist, 2023 - The Adviser, Australian Broking Awards - Top Mortgage Employer, 2023 - MPA (Mortgage Professionals Association) - Innovator of the Year finalist, 2023 - The Adviser, Australian Broking Awards - Employer of the Year finalist, 2023 - Women in Finance Awards - Commercial Finance Broker of the Year finalist, 2023 - Women in Finance Awards

Languages spoken

English, Hindi, Bengali, Punjabi, Gujarati

Social profiles

Arnab's reviews

  5  
Arnab has 101 reviewsacross 50 different locations, showing 6.
Arnab's qualities as told by our client reviews: detail-oriented, well-prepared, responsive, supportive, dedicated, clear communication, local expert.
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New Purchase review
Exceptional knowledge, professionalism and expertise in securing loans in a challenging market.
4 days ago
Exceptional knowledge, professionalism and expertise in securing loans in a challenging market.

Outstanding service from start to finish! Demonstrated immense knowledge and a deep understanding of the lending market. Despite the challenging economic conditions, high interest rates and difficulties many borrowers are facing, they successfully secured a loan for me when others were struggling. Their expertise, dedication and ability to find solutions truly set them apart. Highly professional and knowledgeable. I would strongly recommend their services to anyone looking for a reliable and experienced mortgage broker.

New Purchase review
Above and Beyond Expectations
7 days ago
Above and Beyond Expectations

I cannot thank Hiral enough for the outstanding support and dedication she has shown throughout my home loan journey. She has been absolutely exceptional from start to finish. What really stood out was her patience in listening to my concerns, understanding my circumstances and consistently presenting on my behalf with the bank. She went back and forth with the bank numerous times, followed up persistently and explored every possible avenue to make sure we achieved the desired outcome. Hiral has looked from all the angles to ensure we get an approval which we did obtain at the end.

Refinanced Loan review
10/10 – Ankit is exceptional!!
16 days ago
10/10 – Ankit is exceptional!!

I can't recommend Ankit enough. From start to finish, he guided me through the entire mortgage journey with patience, clarity and genuine care. He answered every question I had, always pointed me in the right direction, and made me feel comfortable at every step. Ankit helped me get the maximum equity across both of my properties, and he made the whole process look easy. Whenever a hiccup came up, he stayed calm, took ownership and made sure it was resolved so we stayed on track. If you're looking for a broker who is knowledgeable, reliable and truly has your best interests at heart, Ankit is the one. Highly recommended!

New Purchase review
Excellent guidance and support throughout our first home-buying journey
about 1 month ago
Excellent guidance and support throughout our first home-buying journey

I had a fantastic experience working with Arnab and the entire team, especially as this was our first home purchase. Buying our first home felt like a big and sometimes overwhelming process, but their guidance and support made the whole experience much easier and stress-free. Hiral and Arnab were extremely supportive, communicative and always available to answer our questions and explain each step clearly. They also helped us fast-track the process and kept everything moving smoothly. A special mention to Hiral, who was incredibly helpful and supportive throughout the entire journey. She went above and beyond to assist us and was even available after office hours whenever we had questions or needed guidance. As first home buyers, having a team that was patient, responsive and genuinely invested in helping us made a huge difference. We are very grateful for all their support and would highly recommend Arnab and the entire team to anyone, especially first home buyers, looking for a reliable and trustworthy mortgage broker.

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