Arnab Baral

Arnab Baral

Mortgage Broker / Principal / Director
  •   5   (95 reviews)

About Arnab

About Clearmap Lending Clearmap Lending is an Australian mortgage and finance brokerage dedicated to helping individuals, families, investors and business owners make confident financial decisions. We understand that every client’s circumstances are different. Rather than offering a one-size-fits-all solution, our team takes the time to understand your financial position, property goals and long-term plans before recommending suitable lending strategies. Our services include: First-home buyer loans Owner-occupied and investment home loans Refinancing and debt restructuring SMSF property loans Commercial property finance Trust and company lending Equity release Construction and development finance Property portfolio lending strategies At Clearmap Lending, our focus is on providing clear communication, personalised service and practical guidance throughout the entire lending journey—from the initial consultation through to approval and settlement. Our goal is simple: to help you understand your options, choose the right path and move forward with confidence. Your property goals. Our expertise. One clear path forward. About Arnab Baral Arnab Baral is an accomplished mortgage broker and the Principal and Director of Clearmap Lending. He is passionate about helping clients navigate the complexities of residential, investment and commercial finance. Before entering the mortgage and finance industry, Arnab spent more than 19 years working in information technology. This experience shaped his analytical, strategic and solutions-focused approach to lending. Today, he uses these skills to provide personalised guidance and carefully structured finance solutions for home buyers, property investors and business owners across Australia. Arnab also plays a key role in improving Clearmap Lending’s internal systems, operational efficiency and use of technology. His focus is on creating a smoother, more transparent and responsive experience for every client. By building long-term relationships and taking the time to understand each client’s circumstances and goals, Arnab aims to make the finance process clear, straightforward and as stress-free as possible. When asked about his guiding principle, Arnab says: “I want to use my financial knowledge and experience to help people follow the right path and make informed property and lending decisions.” Contact Arnab for assistance with: SMSF loans First-home buyer finance Commercial property finance Home loan refinancing Residential and investment property loans Property investment through trusts Equity release and portfolio restructuring Obligation-free guidance on building wealth through property Awards and Recognition : - Editor’s Choice Award — Better Business Awards 2025 - Top 100 Elite Broker Ranking 2024 - Best Finance Broker Finalist — Better Business Awards 2025 - Best Customer Service (Individual) Finalist — Better Business Awards 2025 - Top 100 Asia Business Leaders Award 2024 - FBAA Award of Supremacy 2024 - CommBank Elite Broker 2024 - #1 Australian Mortgage Broker, 2023 - MPA (Mortgage Professionals Association) - Broker of the Year, 2023 - WeMoney - Best for First Home Buyers, 2023 - WeMoney - Best for Refinance, 2023 - WeMoney - Diversified Brokerage of the Year, 2023 - The Adviser, Australian Broking Awards - Fast Brokerage Winner, 2023 - Australian Broker - Finance Broker of the Year, State Winner, 2023 - MFAA - State Top 5 Mortgage Broker, 2023 - RateMyAgent - National Top 20 Mortgage Broker, 2023 - RateMyAgent - Customer Service of the Year finalist, 2023 - The Adviser, Australian Broking Awards - Top Mortgage Employer, 2023 - MPA (Mortgage Professionals Association) - Innovator of the Year finalist, 2023 - The Adviser, Australian Broking Awards - Employer of the Year finalist, 2023 - Women in Finance Awards - Commercial Finance Broker of the Year finalist, 2023 - Women in Finance Awards

Languages spoken

English, Hindi, Bengali, Punjabi, Gujarati

Social profiles

Arnab's reviews

  5  
Arnab has 95 reviewsacross 50 different locations, showing 6.
Arnab's qualities as told by our client reviews: detail-oriented, well-prepared, responsive, supportive, dedicated, clear communication, local expert.
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New Purchase review
Excellent experience
about 4 hours ago
Excellent experience

I had a great experience working with Arnab and team, especially Ankit and Jaspal. They were professional, knowledgeable, and very helpful throughout the entire process. They took the time to understand my financial situation and explained the loan options clearly, making everything much easier to understand. Communication was excellent, and they were always available to answer my questions and provide updates. They made the application process smooth and stress-free and helped me find a suitable loan option for my needs. I really appreciate their patience, expertise, and support. I would definitely recommend their services to anyone looking for a reliable and professional mortgage broker.

New Purchase review
Hiral Khamar Excellent Lending Specialist
16 days ago
Hiral Khamar Excellent Lending Specialist

Hiral Khamar from Clear Map Lending has been absolutely wonderful to deal with. She was extremely helpful from beginning to end and provided excellent service throughout the entire process. Hiral was always available, responsive and willing to assist whenever I had any questions or needed help. She made the whole experience smooth and stress-free. I would highly recommend Hiral to anyone looking for professional, reliable and genuinely helpful lending assistance. Thank you, Hiral, for your outstanding service!

Refinanced Loan review
Great team and solution focused service
17 days ago
Great team and solution focused service

Working with Hiral and her team was an absolute pleasure. They were responsive at every turn and made the entire process feel effortless, even when things got complicated. Their patience never wavered. What I admired most was that they had our interests at heart from the very beginning. Rather than simply raising problems, they always came to us with solutions - and that made all the difference to how the whole experience felt. I'd recommend Hiral and the team without hesitation, and I very much look forward to working with them again. Well done, team!

New Purchase review
Excellent and quick support
20 days ago
Excellent and quick support

Recently help with my SMSF application. In very short time got the preapproval and assisted with settlement. Excellent at getting the right outcome for the client. thanks Arnab and Ankit.

New Purchase review
    Knowledgeable, Responsive and Genuinely Supportive
23 days ago
Knowledgeable, Responsive and Genuinely Supportive

I’ve had a fantastic experience working with Arnab and Ankit at ClearMap Lending. They have been incredibly helpful, knowledgeable and responsive throughout the entire process. What I’ve appreciated most is their willingness to take the time to understand our circumstances, explain the different options clearly, and work through the details with us rather than simply focusing on getting a loan approved. Arnab and Ankit have always been approachable and patient with my many questions, and I’ve never felt rushed or pressured. Communication has been excellent, and they have consistently kept me informed and made what can otherwise be a fairly stressful process feel straightforward and manageable. I also really value the relationship we’ve built with them. They genuinely seem to care about getting the right outcome for their clients, and that level of personal service is becoming increasingly hard to find. A huge thank you to both Arnab and Ankit for all your help and support. I wouldn’t hesitate to recommend ClearMap Lending to anyone looking for knowledgeable, reliable and genuinely supportive mortgage brokers.

New Purchase review
Deep domain knowledge backed by some excellent execution making the whole experience wholesome..
24 days ago
Deep domain knowledge backed by some excellent execution making the whole experience wholesome..

Working on tight times and keeping the client appraised on every step with complete transparency gaining the trust and confidence of the client. Also a worthwhile mention is that the team molded themseleves as per the needs and preferences of the client. Great experience overall! Special shout out to Ankit Nakra for his amazing diligence and hands on guidance through out the process...

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