Arnab Baral

Arnab Baral

Mortgage Broker / Principal / Director
  •   5   (92 reviews)

About Arnab

About Clearmap Lending Clearmap Lending is an Australian mortgage and finance brokerage dedicated to helping individuals, families, investors and business owners make confident financial decisions. We understand that every client’s circumstances are different. Rather than offering a one-size-fits-all solution, our team takes the time to understand your financial position, property goals and long-term plans before recommending suitable lending strategies. Our services include: First-home buyer loans Owner-occupied and investment home loans Refinancing and debt restructuring SMSF property loans Commercial property finance Trust and company lending Equity release Construction and development finance Property portfolio lending strategies At Clearmap Lending, our focus is on providing clear communication, personalised service and practical guidance throughout the entire lending journey—from the initial consultation through to approval and settlement. Our goal is simple: to help you understand your options, choose the right path and move forward with confidence. Your property goals. Our expertise. One clear path forward. About Arnab Baral Arnab Baral is an accomplished mortgage broker and the Principal and Director of Clearmap Lending. He is passionate about helping clients navigate the complexities of residential, investment and commercial finance. Before entering the mortgage and finance industry, Arnab spent more than 19 years working in information technology. This experience shaped his analytical, strategic and solutions-focused approach to lending. Today, he uses these skills to provide personalised guidance and carefully structured finance solutions for home buyers, property investors and business owners across Australia. Arnab also plays a key role in improving Clearmap Lending’s internal systems, operational efficiency and use of technology. His focus is on creating a smoother, more transparent and responsive experience for every client. By building long-term relationships and taking the time to understand each client’s circumstances and goals, Arnab aims to make the finance process clear, straightforward and as stress-free as possible. When asked about his guiding principle, Arnab says: “I want to use my financial knowledge and experience to help people follow the right path and make informed property and lending decisions.” Contact Arnab for assistance with: SMSF loans First-home buyer finance Commercial property finance Home loan refinancing Residential and investment property loans Property investment through trusts Equity release and portfolio restructuring Obligation-free guidance on building wealth through property Awards and Recognition : - Editor’s Choice Award — Better Business Awards 2025 - Top 100 Elite Broker Ranking 2024 - Best Finance Broker Finalist — Better Business Awards 2025 - Best Customer Service (Individual) Finalist — Better Business Awards 2025 - Top 100 Asia Business Leaders Award 2024 - FBAA Award of Supremacy 2024 - CommBank Elite Broker 2024 - #1 Australian Mortgage Broker, 2023 - MPA (Mortgage Professionals Association) - Broker of the Year, 2023 - WeMoney - Best for First Home Buyers, 2023 - WeMoney - Best for Refinance, 2023 - WeMoney - Diversified Brokerage of the Year, 2023 - The Adviser, Australian Broking Awards - Fast Brokerage Winner, 2023 - Australian Broker - Finance Broker of the Year, State Winner, 2023 - MFAA - State Top 5 Mortgage Broker, 2023 - RateMyAgent - National Top 20 Mortgage Broker, 2023 - RateMyAgent - Customer Service of the Year finalist, 2023 - The Adviser, Australian Broking Awards - Top Mortgage Employer, 2023 - MPA (Mortgage Professionals Association) - Innovator of the Year finalist, 2023 - The Adviser, Australian Broking Awards - Employer of the Year finalist, 2023 - Women in Finance Awards - Commercial Finance Broker of the Year finalist, 2023 - Women in Finance Awards

Languages spoken

English, Hindi, Bengali, Punjabi, Gujarati

Social profiles

Arnab's reviews

  5  
Arnab has 92 reviewsacross 50 different locations, showing 6.
Arnab's qualities as told by our client reviews: well-prepared, detail-oriented, responsive, supportive, dedicated, clear communication, local expert.
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New Purchase review
Excellent and quick support
3 days ago
Excellent and quick support

Recently help with my SMSF application. In very short time got the preapproval and assisted with settlement. Excellent at getting the right outcome for the client. thanks Arnab and Ankit.

New Purchase review
    Knowledgeable, Responsive and Genuinely Supportive
5 days ago
Knowledgeable, Responsive and Genuinely Supportive

I’ve had a fantastic experience working with Arnab and Ankit at ClearMap Lending. They have been incredibly helpful, knowledgeable and responsive throughout the entire process. What I’ve appreciated most is their willingness to take the time to understand our circumstances, explain the different options clearly, and work through the details with us rather than simply focusing on getting a loan approved. Arnab and Ankit have always been approachable and patient with my many questions, and I’ve never felt rushed or pressured. Communication has been excellent, and they have consistently kept me informed and made what can otherwise be a fairly stressful process feel straightforward and manageable. I also really value the relationship we’ve built with them. They genuinely seem to care about getting the right outcome for their clients, and that level of personal service is becoming increasingly hard to find. A huge thank you to both Arnab and Ankit for all your help and support. I wouldn’t hesitate to recommend ClearMap Lending to anyone looking for knowledgeable, reliable and genuinely supportive mortgage brokers.

New Purchase review
Deep domain knowledge backed by some excellent execution making the whole experience wholesome..
6 days ago
Deep domain knowledge backed by some excellent execution making the whole experience wholesome..

Working on tight times and keeping the client appraised on every step with complete transparency gaining the trust and confidence of the client. Also a worthwhile mention is that the team molded themseleves as per the needs and preferences of the client. Great experience overall! Special shout out to Ankit Nakra for his amazing diligence and hands on guidance through out the process...

New Purchase review
Combo of Deep expertise and Strong communication
11 days ago
Combo of Deep expertise and Strong communication

I had a really good experience with ClearMap Lending, especially with Arnab Baral and Hiral. While, Arnab oversaw the whole process from start to finish, Hiral was there at every step helping with approvals, communication, documents and the loan transfer. For me, one of the biggest positives was the way they helped us plan the application properly before we even got into the process. They made sure the documents were organised and presented in a structured way, which made everything much easier. Anyone who has dealt with banks knows that this can become quite a cumbersome process, but the team made it feel very methodical and interactive. I always knew what was happening, what was needed next and where things stood. Communication was also excellent. It never really felt like “weekday versus weekend”. WhatsApp, phone calls, text messages , whatever was easiest at the time, they were responsive and available. It really helps to have a trusted advisor by your side who knows how to navigate the banking process and can take ownership when things need to move. Arnab did exactly that. A big thank you to Arnab, Hiral and the entire ClearMap Lending team. I would happily to recommend the team.

Refinanced Loan review
Highly Recommend Hiral as a Broker
13 days ago
Highly Recommend Hiral as a Broker

Working with Hiral has been an excellent experience. She handled everything promptly and seamlessly, kept me updated at every stage, and was incredibly flexible around my full‑time schedule. She took the time to understand my priorities, helped me balance risk, and made the whole process feel straightforward. I’ll definitely continue working with her and highly recommend her to anyone looking for a broker who is genuinely supportive, knowledgeable, and reliable!

New Purchase review
A Trusted Long-Term Financial Partnership with Arnab
20 days ago
A Trusted Long-Term Financial Partnership with Arnab

Writing this review brings me immense happiness. I have known Arnab since 2019, when I was new to Australia and unfamiliar with its rules and regulations. From the beginning, he patiently guided me through each process, helped me understand the legal system, and clearly explained the options available to me. Over the years, I have continued to seek his advice regarding investment properties, and he has always been generous with his guidance. Recently, I decided to invest in a property and needed to complete the settlement within just five weeks. With Arnab’s expert advice, practical suggestions, and the outstanding support of his team member, Ankit and Jaspal, we were able to settle the property within the required timeframe. I am truly grateful for their professionalism, commitment, and support throughout the process. Highly recommended!

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