David Coates

David Coates

Mortgage Broker
  •   5   (98 reviews)

David's customer service award

See the RateMyAgent award David has won

  • 2x State Top 5Australian Capital Territory - 2022, 2021

About David

If you have a mortgage, a couple of credit cards and/or personal finance, you have a Loan Portfolio and chances are it’s costing you MONEY. I’m David, and as a Mortgage Planner, I work with your entire Loan Portfolio and show you how to structure your loans effectively to achieve the outcomes you want. Because I work for you not the lender, I can show you how to drastically improve your monthly cashflow while at the same time pay off your debt faster. In fact, I can usually determine exactly how much you can put back in your pocket within 15 minutes. Nearly everyone has few unrelated loans hanging around and most tend to be unstructured and taken out at different times for different reasons. For most of my clients this has left them with multiple repayment schedules that don’t reflect the way they actually could pay off their debt and often leaving them in cashflow stress. And because loans are designed to work for the lender, they believed there was nothing they could do to improve this and so had taken a set and forget approach. Well this is where I come in, I’ve developed a process called a Mortgage Makeover that allows my clients to identify exactly how much they can put back in their pockets which often equates to thousands of dollars. If you’d like to regain complete control of your Loan Portfolio, I would love to help. Spend just 15 minutes on the phone with me and I will conduct a Mortgage Makeover where you will find out exactly how much you could be saving right now.

David's reviews

  5  
David has 98 reviewsacross 50 different locations, showing 6.
David's qualities as told by our client reviews: well-prepared, resourceful, trustworthy, supportive, responsive, clear communication, local expert.
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New Purchase review
This single Mum owns a home, Thanks David!
3 months ago
This single Mum owns a home, Thanks David!

As a single mum navigating the world of home loans, I can honestly say I would not have secured my home without David Coates. From the very beginning, David was calm, knowledgeable, and incredibly patient. He took the time to explain every step clearly, answered my (many!) questions without hesitation, and made what felt overwhelming suddenly manageable. He understood this wasn’t just a loan application, it was a home for my family. David was strategic, responsive, and genuinely invested in getting the best possible outcome for me. At every stage, I felt informed, supported, and confident that I had someone in my corner who truly knew what he was doing. He even managed to keep things light enough that I didn’t completely lose my mind!! David didn’t just secure a home loan, he helped me purchase a home for my children and I. I’m deeply grateful for his hard work and would recommend him without hesitation to anyone needing a broker who combines expertise with integrity and genuine care. Thanks David!

New Purchase review
David is friendly and helpful and got a great rate on my mortgage
3 months ago
David is friendly and helpful and got a great rate on my mortgage

David is friendly and extremely knowledgeable. He provided me with options that gave me the information to easily choose which lender to go with. He also got me a great rate. I would recommend David to anyone looking for a mortgage.

Refinanced Loan review
Very thorough and knows the market
4 months ago
Very thorough and knows the market

David helped us with refinancing our mortgage. He was very proactive, gave us a few options. Communication and follow up were all great. I recommend him.

New Purchase review
Outstanding
4 months ago
Outstanding

During our experience David’s communication, knowledge and expertise to get the job done was amazing no matter what our silly question may have been, David put us at ease and provide reassurance. ⭐️⭐️

New Purchase review
Excellent experience
5 months ago
Excellent experience

Nothing was too much hassle for David. Excellent product knowledge, very quick to respond to calls or emails, and even replying outside business hours. David got everything rolling extremely quickly given where I was at in the process of buying. Sharing lived experiences and insight was extremely helpful. David was a pleasure to deal with.

Refinanced Loan review
Excellent service and integrity
8 months ago
Excellent service and integrity

I recently refinanced my mortgage with David's help and had a really positive experience. I was under some time pressure, and he connected me with a lender who could complete the deal quickly. Communication was straightforward, and I always knew where things were up to. What impressed me most was his professionalism and integrity: when a small lender fee came up that hadn’t been disclosed, David simply covered it. I have no hesitation in recommending him.

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