David does all of the heavy lifting in the process. He’s cool, calm and collected and has great skills to help you achieve your goals.

Good experience, good outcome, knows the products and how to achieve the outcome needed.

David was able to provide a comprehensive analysis of our options and able to save us thousands off our repayments each year. Highly recommend David and Orchard Money to anyone seeking to refinance their current mortgage to get a better deal. Best in Canberra

David is extremely helpful and contains a wealth of knowledge. Always prompt to reply to any questions raised during the refinance process. Provided a seamless refinance process.

I have used David Coates for my two properties and multiple refinancing over the past 5+ years. I cannot fault his service and tenacity to deal with the banks and obtain the best rate possible. He always follows up and it is clear that he fights and has his client's best interests front of mine. I would recommend David to anyone and everyone. Thanks David for saving me thousands every year!

David was recommended to me via 'networking' and word of mouth. I was told 'if anyone can do it - David can!'. And he did! David was professional and knowledgeable. He explained everything to me step-by-step and in plain English. I had a bit of a difficult situation but David was able to make it happen for me and found me a mortgage to suit me. He did make it happen! So I totally agree - if anyone can do it - David can! Look no further - call David. He's the best!

David has been my broker for a number of years & has always provided timely advice on how to best manage my mortgage. I will continue to refer my enquiries to David because I trust him and know that he is always available to answer any of my questions. David is a great communicator and always keeps me informed with every aspect of my refinancing. Thanks David for your continued support & service!

I have been benefiting from David’s services for a few years now and he has always gone above and beyond to find you the best options for your situation. He assisted me with my first investment property, finding the best loan option and approached me with a brilliant refinancing option when it benefited me the most resulting in more money in my pocket. He’s always friendly, ensuring you understand every aspect of the loan options and the purchase process while providing other follow on services you could use. Can strongly recommend David’s services for anyone seeking their own home or an investment option :)

David has been fantastic to deal with - having brokered our last 3 or 4 mortgages. He clearly lays out options and is quick to provide responses and advice. Highly recommend!

David helped me get a mortgage to buy my home after other mortgage brokers had brushed me off and told me to keep saving. David paid closer attention to my personal finances and circumstances than other brokers, and was able to find a loan that worked for me. Furthermore, he has kept in contact with me after the initial loan and has since helped me access a loan with lower interest rates, so I have more disposal income and can pay off my mortgage quicker.

Dave has helped me and my wife with multiple loan approvals over the years. We are very happy with Dave's professionalism and attitude.

David was fantastic with our refinancing, showing great knowledge in presenting options that were relevant to us. He was thoroughly professional throughout the process, and was proactive and regular in his communication with us. David was very attentive to our needs, and we highly recommend his services to anyone considering purchasing or refinancing a property.