Zain has a great team to help you achieve your finacial goals. They are professional and explain your options in simple terms.

Having used ZEP finance to refinance a few years back we knew they would be the right team to help us purchase our 1st investment property. And to say we were so impressed would be an understatement. We honestly cannot speak more highly of Joel & Zain. Both clearly communicated with us what each step entailed, helped us identify what our exact goals were, were realistic with us as to what was going to be achievable for us as a young family & overall went above & beyond to help us make it happen. We are still so stoked that we are in the position we are in thanks to the team at ZEP finance. And once again, we could not thank Joel, Zain & the whole team enough for helping us achieve our goals. What a team. We will be continuing to recommend ZEP finance to all our friends & family. Cannot fault them!

We’ve used the team at Zep finance for years now. They helped us buy our first home, and helped us remortgage several years later. Complete professionals, experts at what they do. They do the finance-y stuff so that us non-finance-y types don’t have to hurt our brains trying to do it. Would recommend their services to anyone.

Zain & his team took the stress out of our mortgage application. From searching for lenders through to having the funds available for our build, they were prompt, professional & highly knowledgeable.

Zain and his staff are terrific to work with. They made the entire loan application and approval process really smooth. Zain's knowledge and thoroughness are invaluable.

Zain and his team offer the most prfessional and personalised financial service I have seen to date. I have had dealings with 3 other mortgage brokers and none of them even come close to the in depth personal and professional service that Zep finance offers. I referred my brother to them and would recommend Zain to anyone who is trying to understand their financial position and optmise their financial managment. Nice work Zain. Kylie and Jasmine.

Zain and the team at Zep Finance remained professional during my loan pre-approval and settlement process, being able to be contacted and answering questions irrespective of their irrelevancy. This was also during a period of immense personal turmoil as most staff of Zep live locally and the northern rivers experienced perhaps its worst ever flood.

Over many years and many transactions, Zain Peart and his team (Kylie, thank you) have always been great, but this time they went above and beyond. Our situation is complex, the investment property transaction we just executed was complex, and what was even more complex was the timing of the transaction (floods, COVID-19, interest rate increases, maternity leave, personal matters etc). ZEP provided much needed stability in these uncertain times. There is nothing that office cannot do, and it seems the more complex the scenario the more they stand out. I cannot recommend ZEP highly enough, and do to my family, friends and clients 100% of the time.

Working with the team at Zep Finance to secure our first home loan was a great experience. They were informative and made us feel at ease. Our broker Joel took time to understand our circumstances and suggested loan options that were manageable for us. Great communication, solid team approach and hardworking brokers. We would definitely recommend Zep finance.

Zain and the team were very informative and helpful. They walked us through the whole process and made it a seamless and easy process.

Zain, Kylie, Lisa and the whole team at ZEP Finance are amazing to have on your side when purchasing a home. Their knowledge of mortgages and the finance industry is extensive. At the same time they are down to earth and explain everything clearly. They always make time to answer questions. Thanks so much Zain, Kylie, Lisa and the whole team at ZEP Finance. Highly recommended.

The team at Zep finance were extremely professional and made the whole process stress free and enjoyable. They kept us up to date every step of the way.