James Sim

James Sim

Mortgage Broker
  •   5   (182 reviews)

About James

Wiz Lending is a premier strategic finance firm led by James Sim, our senior broker and director. We help you bridge the gap between smart tax strategy and bank lending rules. James is a qualified accountant with 20 years of experience, working as both a CPA and a mortgage broker. This rare combination means he looks at your finances from every angle—and finds solutions other brokers often miss. He knows that every client is different, and he has the knowledge, commitment, and experience to work through a range of mortgage options to find the one that fits you best. James has access to more than 40 lenders across Australia. He can also guide you through all the required paperwork, including the First Home Owner Grant application if you're eligible. James is a property investor himself, so he understands the journey first‑hand. He's happy to share his insights and experience to help you buy your first home or grow your investment portfolio. We use advanced automation to handle the boring paperwork—removing stress, cutting bank delays, and letting us focus fully on building the right plan for you. We don't believe in cold, corporate transactions. Our business is grounded in excellence, honesty, and a strong desire to give back to our community. We treat every client like family and genuinely care about your journey. Whether you're managing a large portfolio or buying your very first home, we replace financial stress with long‑term peace of mind. At Wiz Lending, James personally oversees every application to make sure it moves smoothly from start to finish. We protect your family's financial future with careful planning, structural precision, and a true servant heart. Let us help you confidently build your wealth today.

James' reviews

  5  
James has 182 reviewsacross 50 different locations, showing 6.
James' qualities as told by our client reviews: dedicated, reliable, well-prepared, supportive, clear communication, responsive, local expert.
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New Purchase review
A great help
12 days ago
A great help

Thanks, James for helping me get my property. This is the second property I’ve worked with you On. It’s been great to work with someone with your market knowledge and bank contacts. I am very happy with the result.

New Purchase review
Excellent broker 💯
about 1 month ago
Excellent broker 💯

Responsive, knowledgeable, and made the whole process smooth from start to finish. They stood out through their persistence and problem-solving skills. Whenever challenges came up, they handled them quickly and kept everything moving forward. Great experience overall.

New Purchase review
Very helpful and trustworthy throughout the process
about 1 month ago
Very helpful and trustworthy throughout the process

James was a great help to us during our refinance and purchase of an investment property. He was very patient and professional and always willing to answer our questions from the beginning. Communication was good and he kept us informed throughout the process. We had so many concerns because this was our first time doing refinance and investment purchase together. But James explained everything very clearly and guided us step by step. His knowledge and experience made the process much less stressful for us. We really appreciate his honest advice, immediate reply and commitment to work. All in all we had a very good experience and would happily recommend James to family and friends looking to refinance or buy property.

Refinanced Loan review
great service
about 2 months ago
great service

good communication and help me gothru fussy BOC requiremtnt

New Purchase review
Very detailed and knowledgeable broker
about 2 months ago
Very detailed and knowledgeable broker

James is the most detailed and knowledgeable broker I’ve worked with. His expertise has been invaluable for every property decision we have made over the past 10 years. Highly recommend James and his team to any buyer.

Refinanced Loan review
James and his team make things easy and simple.
2 months ago
James and his team make things easy and simple.

Very responsive and solve the issues very quick. Overall very happy with the service, this is my 2nd time go back to them and will do the same for my future loans/refinance/top up

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