It has been a very pleasant process dealing with Joel Pallagothram always gives us a good choice of options and the service and outstanding. Joel was extremely helpful and supportive through the whole process,very informative and were there through every step of the loan . Couldnt of done it all without him .Strongly recommend to my friends.Thank you for everything what you done for us.

I have completely zero knowledge about how loans work but having Joel as our mortage broker not only gave us the confidence to get our dream home but also gave us a lot of insight on the market trend to help in future investments..He has exceptional knowledge on what he is doing and highly professional in his work , which made us at ease with the whole loan process ..I would definetly go with Joel for my future investments and also recommend everyone to get in touch with him for your mortgage needs . .

Joel has provided excellent service mortgage brokering service. Had given us all detailed info and answered all our questions. Been through each phase of loan processing acquiring loan in the advised time frame.

Joel has been just the person we needed for my brother and my first home. He guided us through making all the right decisions and patiently led us through the loan approval. He was ready to answer all our questions, no matter how small they were. We are truly so thankful to him

Joel has a great knowledge of the market which made it easy for My wife and myself to get a couple off investment properties his calculations and Bank knowledge was immense which made us get it and because of that when my kids was looking to get their first home I recommended Joel and they to went through him and acquired their first home recently I would recommend anyone including my friends and family. Joel great job

We could not have asked for a better first home buying experience. Joel patiently led us through all the steps and guided us into making the best decisions to suit our needs. We truly are so grateful for his patience, expert advice and enthusiasm through it all, he made us feel so comfortable! Thank you Joel!

We are very thankful for Joel Pallagothram's professional, responsive and honest assistance with the whole mortgage process from beginning to end. He made himself available to us via any method of my choice - email or cell phone, which we appreciated. Joel even stayed in touch with us during his vacation and over weekends to work through any issues efficiently that came up. His communication has been clear and fluid. He was persistent with the mortgage provider and offered us with best product at the best rates. I am very grateful for all of Joel's work he devoted to us for out first home.

The whole process was pretty challenging and complicated still Joel u nailed with the favourable outcome , thank you mate

Joel has an extensive level of knowledge when it comes to loan / borrowing capacity . I would call him “GURU” in this regard the way he has conducted himself through out the whole process was commendable. He has been very positive throughout the whole process regardless what the outcome would be. He has exhausted all possibilities to get the favourable outcome for us and we were really impressed with his way of managing this whole process.

I was struggling for my bank loan from quite a long time then someone told me about Joel. I approached him and explained my situation to him . Within 3 weeks my home loan was approved even with better interest rate than other banks. Thanks to Joel fir everything he did for me I wish him loads of success. Sanjeev