Josh was recommended to us by a friend and we cannot thank him enough for his expert guidance and assistance in securing our first home loan. Josh’s professionalism and timely/ easy to understand information put us at ease with the whole process. There was never a question or query unanswered and we couldn’t not be happier with his service. We would recommend to anyone that is looking for help. Thank you sincerely again Josh, you have been amazing!

I have never applied for a mortgage before and Josh Woodhouse was absolutely excellent in assisting me. He diligently searched for my best options and kept me informed constantly. I would highly recommend his services for anyone looking to apply for a loan. Josh was professional, diligent and extremely knowledgeable. I thank him for such a memorable and efficient journey.

I was a first home buyer and Josh was very knowledgeable and took the time to explain the process. He’s also very professional and there when you need him. Would recommend and use again!

Josh Woodhouse gave excellent advice on multiple scenarios guiding us through our first home loan. Highly Recommended

Josh was not our first choice for getting finance for refinancing an existing loan, and arranging an investment loan bundle. We started with a different agent who made such a mess with the setting up that we had to split the loans, put one on the back burner, then came back with a ridiculously high interest rate. After a month of stressful conversations with Agent 1 where we nearly lost the purchase. We began a conversation with Josh who took the same list of requirements as Agent 1. And over a two week period delivered on all of them. We rate Josh and recommend him to anyone who is looking for a constructive, stress free and positive financial outcome.

Working with Josh of S3F was an absolute pleasure from start to finish. He demonstrated exceptional professionalism, expertise, and dedication throughout the entire process of securing my mortgage. From our first conversation, he took the time to understand my financial situation and goals. He provided a clear explanation of all my options and patiently answered all my questions, no matter how small. His communication was excellent—every email and phone call was answered promptly, and I always felt informed and confident about the next steps. Not only did he find me an incredibly competitive interest rate, but he also went above and beyond to ensure the process was smooth and stress-free. He kept everything on track, handled any challenges with ease, and made sure my loan closed on time. I highly recommend Josh to anyone looking for a mortgage broker who genuinely cares about their clients and delivers exceptional results. I wouldn’t hesitate to work with him again in the future.

I was looking to buy my first home by the end of this year, and I was referred to Josh Woodhouse by a friend of mine. He has been so helpful since the beginning. I didn't know too much about what was involved when buying a place, and Josh explained it all (and answered all of my many questions). Thank you Josh, you have been a great help! I highly recommend going through S3F and speaking with him. And I can proudly say I now own my first home 🙂

Josh Woodhouse from S3F Group helped me buy my first home. He was warm, professional and amazingly knowledgeable from the outset and continued to help me feel comfortable with this massive milestone. Buying a house is no small thing, but especially when you are doing it by yourself. However, Josh's professional calmness and insight allowed me to relax and enjoy the process, secure in the knowledge that I was able to get into the market without over extending myself. If you want some friendly advice, do yourself a favour and get in touch with Josh! He will find you a deal to suit your needs and circumstances, honestly and kindly.

Absolutely first-rate and flawless service from Josh Woodhouse and his team at S3F Group. Josh assisted us to secure an excellent financial product perfectly suited to our needs. Seamless and secure onboarding, followed by candid, clear, expert and timely advice. Couldn't ask for better. Highly recommended; will absolutely utilise S3F services again in future. Our thanks again, Josh.

Fantastic support and guidance from Josh. Josh was on top of everything at all times, we were never waiting for answers. Josh made everything easy and simple

I would recommend Josh without a second thought. He made our first home buying experience easy and always kept us up to date throughout the whole journey. He was always available to chat whenever we had any questions and relieved a lot of the stress along the way. Josh is definitely the person you want if you are after a mortgage broker. Thank you again Josh for your amazing work!

Thanks to his deep market knowledge and superior professionalism, Josh guided us through a surreal milestone and life-changing first-home purchase. He was ever present on a long and unique journey, always adapting and pivoting as the circumstances evolved. Josh continually offered clear communication, calm guidance, and expert advice in a personable and friendly manner. We’d gladly work with Josh again in the future.