Joshua Carleton

Joshua Carleton

Mortgage Broker / Director
  •   5   (98 reviews)

About Joshua

With over a decade of experience in the Australian finance industry, Joshua Carleton brings a wealth of knowledge, leadership, and client-first values to his latest venture, Straight Forward Finance Brokers. Joshua began his career in 2012 with ANZ Bank, quickly rising to become a Branch Manager on the Sunshine Coast. In 2015, he transitioned into mortgage broking with Aussie Home Loans, where he was recognised as Queensland’s #1 Broker for three consecutive quarters and Australia’s #1 Broker for two quarters in the 2016 financial year. Joshua joined SMS Finance in 2016, further cementing his reputation as a dynamic and results-driven finance professional. His academic credentials include a Bachelor of Business (Management and Marketing) from the University of the Sunshine Coast, along with multiple industry qualifications such as the Diploma of Finance and Mortgage Broking Management, Diploma of Financial Planning (RG146), and FSR Tier 2 Certification. Among his many accolades, Joshua was named Champion Broker of the Year by AFG in their 2020/2021 National Awards, a prestigious recognition of his excellence in client service, loan volume, and industry leadership. He was also a finalist for the MFAA Young Professional of the Year in 2016 and a semi-finalist in the 2010 Business Icon Competition, where he earned the title of Best Networker. Now, as the founder of Straight Forward Finance Brokers, Joshua is focused on creating a brokerage that stands out for its transparency, simplicity, and genuine client care. His goal is to position the business as a trusted partner for families, first-home buyers, investors, and self-employed borrowers—offering tailored finance solutions with integrity and clarity. With a strong foundation in both banking and broking, Joshua is committed to helping clients navigate the complexities of finance with confidence and ease.

Joshua's reviews

  5  
Joshua has 98 reviewsacross 43 different locations, showing 6.
about 4 years ago
Kick ass Carleton

Josh makes adulting seem do-able. We kept putting refinancing off cause it seemed too hard, but talking to Josh changed our perspective. He walked us through the process seamlessly (inspite of us dragging our feet the whole time 😂). He’s knowledgeable, personable, works with you, positive, thorough, and is prompt in responding to any questions you might have. It’s so good to come across someone that’s good at what they do. We highly recommend him.

over 4 years ago
New mortgage and refinance

Joshua was great throughout the whole process of refinancing an existing property and purchasing a new one. He was very professional and a great communicator throughout the whole process. Would recommend him to anyone!

over 4 years ago
Cut above the rest!

Josh and his team were very knowledgeable, informative and caring. They went above and beyond to get me a mortgage specifically tailored to my needs and budget. They made my mortgage journey so easy and stress free, keeping me informed every step of the way. I would highly recommend Josh.

over 4 years ago
Truely Amazing

Josh was truely amazing from the first moment we spoke with him. He was 100% honest from the get go and did not try to promise the world without first having a thorough understanding of our situation. He and his team were incredibly supportive and available at all times to answer any questions. It was such a pleasure to deal with Josh and his entire team and cannot thank them enough. We would recommend them to anyone without any hesitation.

over 4 years ago
on the ball & easy to talk with

Josh was easy to talk with and would always follow up, he stopped at nothing to make sure I was able to secure a loan for my property

over 4 years ago
a big thank you

this is our 2nd time with Josh he is amazing quick and gets the best deal i have recommended him and family has used him and will keep recommending him and his team

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Joshua Carleton
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