They answer queries promptly and efficiently. They have an extensive knowledge of how the market works.
They answer queries promptly and efficiently. They have an extensive knowledge of how the market works.

I truly appreciated their honesty, responsiveness, and commitment to finding the best outcome for me.. I would highly recommend their services to anyone looking for a reliable and trustworthy broker.

Ms. Marivic was very helpful. She guided us all throughout the process and her knowledge and expertise as a broker and financial adviser couldn’t be undermined. We highly recommend Ms. Marivic.

My husband and I are very pleased with the service provided by Marivic and her team in securing the best loan to suit our needs, with plenty of options to consider. They clearly explain the pros and cons, and always respond promptly to our questions, even late at night. This is our nth transaction together, and I’m already looking forward to the next one. Thank you, and all the best to you and your team.

Marivic and Mary were such a great help. Without them we will never know what to do and where to start. Very grateful to both of them.

We couldn't have asked for a better broker for our very first investment property. From day one, Marivic guided us through every detail of the journey with patience and expertise. When we hit a stressful roadblock along the way, along with Mary, they went above and beyond to help us resolve it, something we would have struggled to navigate on our own. On top of that, she secured us the best possible rates for our mortgage. Marivic made what could have been an overwhelming process feel manageable and even exciting. We're so grateful for their dedication and would recommend to anyone without hesitation. Thank you!

I recently used MVA for a refinance, and the entire process was seamless. They made what is usually a stressful experience completely effortless. Communication was fantastic, and everything was handled with absolute ease. Highly recommended!

The Best mortgage broker we had with the help of Mary. This is our third investment property so far, and dealing with them is stress-free. We were very happy with their professionalism. Exceptional service, attention to detail, trustworthy and very efficent. Highly recommended!

I highly recommend Marivic Ayap-Flores for anyone looking to refine their financial strategy. She took the time to truly understand my long-term goals and created a clear, actionable roadmap tailored to my situation. Her expertise, responsiveness, and clear communication made a complex process incredibly straightforward.

Marivic helped us to increase our home loan urgently which helped us buy the property before open home. Marivic is very approachable and resourceful, she has given advise when greatly needed to avoid unnecessary expenses.


Marivic and the MVA Team have been exceptional throughout my entire home‑buying journey. From the very beginning, they took the time to understand my situation, explain every step clearly, and guide me through what can often be a stressful and confusing process. Their knowledge and experience really showed—every question I asked was answered promptly, and they always made sure I felt confident and informed. What truly stood out was how proactive and efficient they were in securing funding for us. Despite the tight timeframe, they worked tirelessly behind the scenes, handled all the paperwork, and coordinated everything so smoothly. They genuinely went above and beyond to ensure everything came together without any issues. I couldn’t recommend them enough to anyone looking for a reliable, knowledgeable, and genuinely supportive team. Thank you, Marivic and the entire MVA Team! And a huge shout‑out to Mary for her professionalism, dedication, and the personal care she put into every step of the process—she made a world of difference!