Raymond is the epitome of hard working. Without fail, he will always go above and beyond for a question, request or the opportunity to educate others on the home loan process. He is genuine and always willing to help even if it means responding to emails at 2am in the morning or working on weekends. I'm convinced he doesn't sleep! I've learnt so much about the process of buying a property and thoroughly enjoyed the journey. Mostly because Raymond would take the time to answer my 500+ questions whilst also going beyond his role and explaining the next steps, all so that I would understand and feel prepared. He took away all my doubts and concerns and made it exciting. If this is your first time buying a property or looking to kick start your investment portfolio, I highly recommend enquiring with Raymond - you can be sure that he is going to put your needs first and see to it that you get the best of the best. Thank you Raymond for your patience, guidance and support. I knew nothing about buying a house and you held my hand every step of the way. You can count on me to make future referrals whenever the opportunity arises - everyone deserves to be given the top quality service that you always deliver.

Raymond Teh came to me highly recommended by a friend and colleague of mine and he does not disappoint. Raymond's care factor, professionalism, expertise and work ethics exceeded my expectations as he patiently guided me through the labyrinth of property purchasing process in Sydney, sometimes at the oddest hours of the day. No question was too trivial or matter too small for him to look into and respond promptly. As a first home buyer, these customer-centric traits were invaluable to me as I considered my options. His free webinar for FHB was also a key factor in building my knowledge and confidence towards home purchasing and I highly recommend this to anyone who is new to the market. I was so pleased and grateful for his stellar and attentive service that I recommended Raymond to someone who was desperately looking for a home loan at the very last minute - true enough he helped her in record time, getting her a home loan approved in under a week - needless to say she became a very satisfied customer. Thank you Raymond for helping me achieve one of my lifelong dreams of property owning in Australia, I wish you and your team continued good health, wealth and success.

Raymond Teh was very professional and always responsive to my queries.

This is the second time that we used Raymond and his team services and it is as professional as always. Raymond is an excellent and hard-working broker with high efficiency. He communicated and explained every step to us very clearly and provided the solution which fitted us the best. He and his team made our whole application process nice and easy.

Not only did Raymond help me secure the best mortgage for my circumstances, but he also went over and above to help a first home buyer such as myself navigate through the buying process and also shared his own personal experiences. He was responsive throughout the entirety of the engagement and answered the many questions which I had (both finance and general property related questions). Overall, with Raymond's help I was able to buy my first property with confidence and I highly recommend his services to other first home buyers

Raymond was a pleasure to deal with. He worked hard, responded quickly, gave excellent advice and inside tips. I'd highly recommend Raymond

Raymond is one of the most proactive folks I've had the pleasure of doing business with. He was super helpful in getting a re-finance done for an investment property, as well as a pre-approval and loan organized for our recent purchase. Strong recommend!

Ray was super knowledgeable and provided me with great advice to make me feel comfortable and confident with my first property purchase. Ray was extremely attentive and supportive, answering all my questions and concerns along the way. If anyone is after a broker I suggest you reach out to Ray.

I say with great confidence that Raymond is the best broker you will find. I received excellent, personal, understandable and friendly service. Truely you made the experience of getting my first home loan easy, fast and stress free. Thank you so much

Raymond has been extremely helpful in guiding me through what can be, at times, a confusing process. I wouldn't have been able complete my mortgage application without his assistance. I especially like his no-nonsense, to the point, information and guidance.

I came to Raymond for a second opinion when I was preparing to buy a home. During the COVID-19 episode when banks where holding back Raymond's expertise helped me obtain mortgage pre-approval. He is a wealth of knowledge and trustworthy..always thinking few steps ahead. I highly recommend Raymond and Mortgage Choice. Thank you!

Raymond Teh is very professional with lot of knowledge and experience in Finance. We are very happy with the experience we had with him. He always kept us informed about what’s going on during our refinance process. He is very proactive and helpful. Highly recommended.