we arranged through Stephen a timely housing loan to purchase a property. Then he arranged a bridging loan which was a great help in the selling of our property in Berry. Stephen and his team were very helpful concerning all the paperwork and the terms of the two loans. Emeritus Professor James Guthrie AM, Professor of Accounting, Macquarie Business School

I was referred to Stephen through a mutual friend. I called Stephen and explained what I was after in regards to buying my apartment. Without hesitation, Stephen started investigating and seeing what options I had available to buy my first home. To be honest, it was really tough and hard for me to go through something like this but Stephen was so professional and guided me through the whole process and made sure I was in good hands. My situation was very hard and there was a lot that needed to be done to get my first home but we were successful and now I am a home owner. Thank you to Stephen and his team for the amount of work that was done for me. Stephen will always now be a friend to me and I appreciate him and his work ethic.

I was referred to Stephen through a work colleague and I am very thankful for the service they provided. My circumstances were a little out of the box however Stephen and his team were able to find me a solution, refinance my loan and supported me throughout the whole application. Stephen was helpful by staying in contact with me while I waited for specific documentation to arrive, it meant the refinance took a little longer than expected but we got there in the end. They also recommended a solicitor to assist me with the settlement who was very easy to work with. I am happy to refer you to my friends and colleagues. You really helped me navigate the process of refinancing. You took that extra time to explain things to me that really made a difference. Thank you again Stephen, I really appreciate the time and effort you and the team put into supporting me with this application.

Engaging Stephen Ford whilst purchasing our first home was simple, streamlined and without hassle. The process was fast, critical to securing the property at a competitive interest rate during lockdown. Communication was clear and concise and Stephens product knowledge was fantastic.

We would highly recommend Stephen to anyone looking for a broker and would definitely utilise his skills again in the future. Stephen went above and beyond to find a product that suited us. Applying for a loan during a pandemic and one of us being self employed was extra challenging but Stephen and his staff were patient, hard working and never gave up on ensuring that we were approved for our refinance with a bank we are happy with. After our loan was approved there was follow up to make sure we were still happy. Thank you Stephen and staff for a great customer service experience and a positive outcome!

I had my loan with a lender but I was sure there were more competitive rates available so I reached out to Stephen for assistance. As I suspected, the rates were not as competitive as other lenders and Stephen found a handful of options for me. Since refinancing I have been working with Stephen on a number of scenarios to purchase another property and found him to be very helpful with information, looking at strategy and presenting solutions. Thank you for supporting me and my family on our property journey. Looking forward to the next purchase with you.

I was referred to Stephen through a friend and right from day one we established a strategy and I was underway to buying my first property. Stephen and the Fordable team supported me throughout the whole process of preparing for the home loan, running multiple scenarios for buying a home vs buying an investment property, and always delivered on what they said they would. It took me a lot longer to secure a property than expected and when I went back to Stephen saying I needed a little more borrowing capacity, they turned the request around, securing alternate finance last minute so I could get the loan amount I wanted. They were very thorough, offering contacts for all services associated with the buying process. In such a hot market, I am very happy to say I am now a property owner and I look forward to the next purchase with you. Thank you again for your efforts and support, such a great experience to have worked with you.

I have known Stephen since 2005 and over the years we have discussed property, investing and strategy on many occasions. Unfortunately, my home loan interest rates were not competitive but we couldn't do anything about it for a while. Stephen kept checking in on things for us, reviewing lender policy, and when he found us a solution we jumped straight into an application. Not only did we refinance to more competitive rates, saving us money, we also got the equity we wanted for home improvements. There is no way I would have had the time to research lender policy and find a solution without Stephen's help. It's clear he loves his job and the outcomes he finds his clients. Thank you for always looking out for us and finding us a great solution.

Have you ever been lost and didn’t know where to turn? Borrowing is tough! Real tough! Banks turn their back on you after pre-approval, property agents play games, finance is never perfect! Stephen luckily was in our corner and a bloody legend. What he was capable of achieving for us was nothing short of brilliant after having to throw a 4th quarter Hail Mary due to lending problems we never could have seen coming. Our property was not possible to mortgage due to the area. Stephen didn’t break a sweat fixing the issue and establishing a loan in less then a week with a new lender who was more open minded. We can’t thank him enough. Good on him! I’ve known him a long time and he is a good mate but I’ve never been so proud of him. If you want a trustworthy and knowledgeable person who will get the job done for you and your family then look no further. Thanks Mate you restored our faith in humanity.

I've known Stephen for many years through the Ocean Swimming community and was happy to ask for assistance when looking to get a home loan. Together we unfortunately missed out on a property back in 2019, however Stephen and his team continued to provide us ongoing support to ensure we had a pre-approval in place, ready for any future property. With the market being so crazy, we decided on engaging a Buyers Agent to help us secure an off market property. Stephen introduced us to a local business and we got a property pretty quickly after that. We are now in our new home, in the location we are happy with, knowing there is no more house hunting. Thank you Stephen and the team for your support.

We had a pre-approval in place however it was not for the amount we needed. Stephen was able to find us a lender who provided a higher borrowing capacity with competitive rates and worked with us closely from the first discussion through to the purchase. As first home buyers, the time it took to get our home loan approved after we purchased the property was a shock. Thankfully we had the support of a broker to manage this for us. It is reassuring to know that even after we were handed the keys to our property, Stephen and his team are there to support us. No more calling the bank to discuss my home loan, we just go straight to Stephen for assistance. Thank you for your support to help us buy a home.

When a unique property with endless opportunity came onto the market we knew we had to act fast to secure it, the problem was it had only been listed in the fortnight before Christmas. As businesses were getting ready to shut down for the Christmas break, Stephen Ford was ready to kick into overdrive. His tireless work in the lead-up to his own business shut down paved the way for us being able to keep the application moving along and assisted us to overcome the little hurdles we faced with the purchase due to the busy time of year. While our offer was accepted we still hadn't signed the contract so after the pre-approval was confirmed we had to move fast to get the formal approval accepted before the owner withdrew. By this stage it was the new year and the property which had gone unnoticed in the hustle and bustle of pre-Christmas life was starting to attract attention from other buyers and investors. Thanks to the efficient work of Stephen and the team and Fordable we were able to seal the deal and walk away with a truly unique property in a growth area for an absolute steal. We are extremely excited with the purchase and the opportunity it presents us. We are looking forward to working with Stephen and the team at Fordable again in the future and we would recommend their services to anyone and everyone.