
Sunny Hamal is an outstanding mortgage broker. He made the entire loan process completely stress-free and guided us to the best product available. Excellent communication and service. Highly recommended!


Sunny Hamal is an outstanding mortgage broker. He made the entire loan process completely stress-free and guided us to the best product available. Excellent communication and service. Highly recommended!

Absolutely outstanding service! The entire home loan process was seamless, stress-free, and exceeded all my expectations. Sunny n his team was incredibly professional, responsive, and supportive every step of the way, making what could have been a complicated process feel effortless. I couldn’t be happier with the experience and highly recommend them to anyone looking for exceptional service. Thank you for helping make my dream a reality!

As a first home buyer, I had no experience or knew what I needed to do in order to buy a house. I came across Sunny's company via google search and booked first appointment with him over a call. During the first appt, he explained to me the basics of house buying and loan and all the other things related to it. I remember I had so many questions and Sunny took his time to explain all of them even the stupid ones as well. He encouraged me to go for auctions so as to get a first hand experience and gave me tips as to how should I pitch my offer. After I liked one of the properties, he helped me to put an offer and once the offer got accepted, then Sunny took over and introduced me to a conveyancer and then both of them handled all the paper work. Im so grateful that I came across Sunny or I would have been still looking for a home as a first home buyer. Im very grateful to him and his team for looking after me through this whole process and I will definitely recommend him to all my friends and family and to anyone specially a first home buyer to speak to Sunny and seek his services. My home loan was pre approved within a few days and after I had put an offer, the final offer was also approved in around 3days which is remarkable. Thank you again Sunny. Appreciate all your help!

I had an excellent experience working with Sunny from AFHL. Sunny was professional, knowledgeable, and incredibly supportive throughout the entire process. He was always available to answer my questions, kept me informed every step of the way, and made everything smooth and stress-free. His dedication and attention to detail gave me confidence from start to finish. I highly recommend Sunny and AFHL to anyone looking for a reliable and trustworthy mortgage broker.


Sunny made my first home buying journey feel so much easy and smooth. He has been amazing from beginning to end. He guided me through out the whole process with warmth, clarity and reassuring presence making everything feel simple and stress free. Any time i had a question, he was always there with clear answers and genuine support. I genuinely felt supported. I'm so grateful that i had him as my broker and for his help. I would happily recommend Sunny to anyone looking for a reliable broker.