UDIT KOTHARI

UDIT KOTHARI

Director / Mortgage Broker at Credific Finance
  •   5   (75 reviews)

About UDIT

Udit Kothari is the Director of Credific Finance, a trusted mortgage brokerage proudly servicing the Hills District and greater Sydney region. With a 5.0-star rating and over 200 verified client reviews, Udit is recognised for delivering strategic, client-focused mortgage solutions tailored to individual financial goals. Specialising in home loans, SMSF Loan, investment property finance, refinancing, construction loans, and first home buyer support, Udit provides expert guidance across all stages of the lending process. His strong understanding of the Hills District property market — including Kellyville, Castle Hill, Rouse Hill, Box Hill and surrounding suburbs — allows him to structure loans aligned with both short-term needs and long-term wealth strategies. At Credific Finance, the focus is simple: transparency, education, and results. Udit works closely with a wide panel of lenders to secure competitive interest rates and flexible loan options, ensuring clients receive the right solution — not just any solution. Known for his clear communication, integrity, and hands-on support from application to settlement, Udit makes the mortgage process seamless and stress-free. If you’re looking for an experienced mortgage broker in the Hills District who puts your best interests first, Udit Kothari and Credific Finance are ready to help you achieve your property goals with confidence.

Languages spoken

English, Hindi

Social profiles

UDIT's reviews

  5  
UDIT has 75 reviewsacross 47 different locations, showing 6.
UDIT's qualities as told by our client reviews: patient, reliable, trustworthy, clear communication, responsive, supportive, local expert.
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Refinanced Loan review
Amazing service provided by Udit!!
12 days ago
Amazing service provided by Udit!!

Udit was very helpful in understanding our requirements and provided tailored solution to meet the needs. Thanks again Udit!!

New Purchase review
Great support and advice, effective communication
12 days ago
Great support and advice, effective communication

Udit was so helpful in getting us approved for an smsf loan, even with the government induced strict timelines, we were easily able to settle without any hassles

Refinanced Loan review
Finally Refinanced Thanks to Udit
about 1 month ago
Finally Refinanced Thanks to Udit

I honestly thought refinancing my mortgage would never happen. After being told no more times than I can count, I was ready to give up. Then I worked with Udit — and he made it happen. Udit was professional, patient, and clear from start to finish. He explained every option, handled the paperwork, chased things down when needed, and never made me feel like just another file. When something looked impossible, he found a way. The refinance went through. I still can’t quite believe it. If you’re stuck, stressed, or convinced it won’t work — talk to Udit. I wish I had sooner. Highly recommended.

New Purchase review
Excellent guidance throughout our first home journey
about 2 months ago
Excellent guidance throughout our first home journey

We had a great experience working with Udit while securing our home loan for our first home. From the very beginning, he made the whole process feel easy and straightforward. He was always approachable, responsive and happy to answer our questions. His experience and knowledge also gave us valuable insights into different aspects of buying a property, which was particularly helpful as first-home buyers. We really appreciated his and his team's support and guidance throughout what can otherwise be a stressful process. Would definitely recommend Udit to anyone looking for a knowledgeable, reliable and genuinely helpful mortgage broker!

Refinanced Loan review
A genuine and great guy
4 months ago
A genuine and great guy

Udit is an excellent communicator and transparent in all his dealings. Always a pleasure to deal with him since the last 5 years. Highly recommend him to anyone looking to refinance or seeking loan for the first time.

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