UDIT KOTHARI

UDIT KOTHARI

Director / Mortgage Broker at Credific Finance
  •   5   (68 reviews)

About UDIT

Udit Kothari is the Director of Credific Finance, a trusted mortgage brokerage proudly servicing the Hills District and greater Sydney region. With a 5.0-star rating and over 200 verified client reviews, Udit is recognised for delivering strategic, client-focused mortgage solutions tailored to individual financial goals. Specialising in home loans, SMSF Loan, investment property finance, refinancing, construction loans, and first home buyer support, Udit provides expert guidance across all stages of the lending process. His strong understanding of the Hills District property market — including Kellyville, Castle Hill, Rouse Hill, Box Hill and surrounding suburbs — allows him to structure loans aligned with both short-term needs and long-term wealth strategies. At Credific Finance, the focus is simple: transparency, education, and results. Udit works closely with a wide panel of lenders to secure competitive interest rates and flexible loan options, ensuring clients receive the right solution — not just any solution. Known for his clear communication, integrity, and hands-on support from application to settlement, Udit makes the mortgage process seamless and stress-free. If you’re looking for an experienced mortgage broker in the Hills District who puts your best interests first, Udit Kothari and Credific Finance are ready to help you achieve your property goals with confidence.

Languages spoken

English, Hindi

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UDIT's reviews

  5  
UDIT has 68 reviewsacross 42 different locations, showing 6.
UDIT's qualities as told by our client reviews: patient, reliable, clear communication, trustworthy, responsive, supportive, local expert.
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Refinanced Loan review
Practical Mortgage Support
3 days ago
Practical Mortgage Support

Udit has provided excellent support in reviewing my existing mortgage rates and identifying better, more suitable options tailored to my financial situation. The new rates recommended were practical and helped improve my overall cash flow management. Communication throughout the process was clear, timely, and proactive, which made decision-making much easier and stress-free. Udit ensured I understood each step and the impact of my choices. I felt well-supported and confident in the outcomes achieved. I would definitely recommend Udit and would use his services again in the future.

New Purchase review
Trustworthy & Exceptional Service
26 days ago
Trustworthy & Exceptional Service

I had an excellent experience working with Udit. From the very beginning he was professional, knowledgeable, and genuinely committed to helping me find the best possible outcome. He took time to explain every step of the process clearly, answered all my questions promptly, and made what could have been a stressful experience feel smooth and manageable. I truly appreciate his dedication and support throughout the entire journey despite multiple changes to the loan structure. I would highly recommend his service to anyone looking for a reliable and trustworthy mortgage broker.

Refinanced Loan review
Excellent advice and support
2 months ago
Excellent advice and support

I have been working with Udit for past 7 years now, everything he has given a very good advice and always supported. He is a great agent to work with. I am very happy with all the services I have received.

New Purchase review
Highly skilled, responsive and Goto person for all brokerage needs
5 months ago
Highly skilled, responsive and Goto person for all brokerage needs

Udit and team can solve any borrowing requirements you have. He comes up with a strategy based on ur circumstances and ensures smooth execution of all lending requirements. Highly recommend him. We have been going to him for all our real estate, automobile borrowing needs.

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