Mr YP is an excellent, highly competitive and client centric mortgage agent. We had a complex case. I am PR but my wife is on 309 visa. We both were working on casual basis in Sydney. Had only 10 percent deposit but not genuine one. We finally managed to purchased our home in Melbourne without paying stamp duty as an owner occupier despite of having no job/offers in Melbourne and working in Sydney. It was possible only because of YP sir. He did a really hard work to find a bank who consider home loan for 309 visa. He helped a lot in the preparation of documents and finally until settlement. It is a great opportunity to work with him.

Right from the first meeting we found YP to be friendly, enthusiastic and very knowledgeable. He is such a diligent and professional Real Estate agent. We would definitely recommend his service to anyone considering selling/ buying their home. And a shout out to YP and Smart Mortgage Home Loans

I had a great experience working with Mr YP during my whole refinancing process. He made it possible within a short period of time with his sound knowledge and years of experience. He really took my stress out of me. Highly recommend 👍

Having to find Yagya and working with him for the loan process has been a great experience for us. Our loan process was very smooth and hassle free. Thanks to Yagya for his dedication and expertise. Highly recommended!!

Yagya has profound knowledge in the field. His expertise and understanding made the loan process incredibly smooth. Thanks to his guidance, we were able to get both our owner-occupied and investment loans approved at the same time.

Very honest & hardworking

Good knowledge, helpful and best service.

Honesty, Yagya and his is team is some of the best people I have worked, amazing professional, positive and friendly communication and mostly importantly extremely determined. They have solutions for everyone, even the most complex of cases.

First time banking process can be overwhelming but getting proper assistance from yagya, Bhume and Amit was fantastic and has eased all my stress. Great professionalism.

Highly recommend Smart Mortgage Hub for their exceptional service and expertise in securing the HOME LOAN. Their professionalism and attention to detail made the entire process stress-free. I would like to personally thank Mr. Yagya Timalsina for his dedication in finding the best solution for my needs, was quite impressive. Appreciate the time he took to explain everything clearly. Great experience from start to finish....

It's been a wonderful journey of loan process with Yagya and team & they gave us a professional advise and service that lead the whole process smooth and less hassle for us. Hope to work again soon in future for next property

I recently worked with Yagya Timilsina to secure financing for an investment property in Perth, and I couldn’t be more satisfied with the service I received. From start to finish, he was professional, knowledgeable, and incredibly supportive throughout the entire process. He took the time to understand my investment goals, explained all my options clearly, and found a loan structure that suited both my short-term and long-term plans. The communication was excellent — every question I had was answered promptly, and I always felt informed and confident in each step we took.