

Joel De Shannon
Director
Reviews in Newcastle - Maitland
New loans
Loans refinanced
New Purchase of 231/4 Howard Street, Warners Bay
I have worked with Joel and the team at 3Finance on several occasions over the years and it has always been seamless. He is very knowledgeable and explains the whole process in terms you can understand. His team in the office are fabulous as well, nothing is too much trouble. Have recommended Joel and the team to several friends and will continue to do so.


Geoff Lai
Partner and Finance Strategist | Mortgage Broker
Reviews in Newcastle - Maitland
New loans
Loans refinanced
Refinanced Loan of 27 Schanck Dr, Metford
Geoff was always very punctual and quick to reply. He helped us at all times throughout our process and made it very easy and understandable. This was our second time utilising him, and we will be again in future instances.
New Purchase of 6/3 Mosbri Cres, The Hill
Geoff has been fantastic to work with throughout the refinancing of my investment property. He is incredibly responsive, knowledgeable and efficient, and has made the entire process feel easy and straightforward. He clearly knows his stuff and understands all the ins and outs of the industry, which gave me confidence that we were in good hands. He is also approachable and non-judgemental, making it easy to ask questions and discuss our circumstances openly. His admin team has been excellent too, keeping everything organised and running smoothly. What I appreciate most is that Geoff genuinely wants to help you achieve your goals. He is trustworthy, knows how to navigate the process effectively and makes you feel like he has your best interests at heart. I’ve had such a positive experience working with Geoff that I’m continuing to work with him on our owner-occupier purchase. I would highly recommend him to anyone looking for a knowledgeable, reliable and supportive broker.
State Top 5
New South Wales2026National Top 20
Australia2026

Pukhraj Gill
Mortgage Broker
Reviews in Newcastle - Maitland
New loans
Loans refinanced


Ashlen McKenzie
Mortgage Broker
Reviews in Newcastle - Maitland
New loans
Loans refinanced
National Top 20
Australia2026

Josh Stewart
Mortgage Broker | Commercial Lender | Finance Broker
Reviews in Newcastle - Maitland
New loans
Loans refinanced
New Purchase of 30 Seaton Street, Maryland
This is the second time I’ve used Josh, and once again he was fantastic throughout the whole process. This time Josh helped me purchase a property through my SMSF, which can be a complicated process, but he made everything feel straightforward. His communication and turnaround times were excellent, he was always available when I needed him, and he genuinely went above and beyond to keep everything moving. After using Josh twice now, I wouldn’t hesitate to recommend him to anyone looking for a knowledgeable, reliable and responsive mortgage broker whether it’s an SMSF purchase, a standard property purchase or anything in between. I’ll definitely be using Josh again for any future purchases. Highly recommend 5 stars!
Josh was fantastic in helping us refinance our home loan. He took the time to understand what was important to us, made sure the loan features suited our needs, and worked to secure us the best rate possible. He made the whole process straightforward and easy, and we really appreciated his support throughout.


Jordan Latsombath
Mortgage Broker
Reviews in Newcastle - Maitland
New loans
Loans refinanced
Jordan made the whole process feel simple and stress-free, explaining everything clearly and always being available to answer questions. His communication was excellent, and he worked hard to find a loan that suited our needs. We really appreciated his support from start to finish and would happily recommend Jordan to anyone looking for reliable, friendly service.


Alexander Kidger
Mortgage Broker
Reviews in Newcastle - Maitland
New loans
Loans refinanced
I had a great experience being onboarded by Alex. His communication was clear, professional and friendly, particularly when requesting the documentation needed to get everything underway. He made the process straightforward and easy to follow, and was always approachable and helpful when I had questions.
Refinanced Loan of 3 Peppermint Street, Aberglasslyn
Alex was fantastic to work with throughout my finance application. He is easy to talk to, approachable, and made the whole process feel simple and stress-free. His communication was prompt and clear at every stage, and he was always quick to respond to any questions I had. What really stood out was how helpful he was when I experienced some technical difficulties he stepped in straight away and helped us through it without any hassle. His knowledge and professionalism gave me confidence that everything was being handled properly. Overall, it was a great experience from start to finish, and I would highly recommend Alex to anyone looking for someone reliable, efficient, and genuinely supportive.


Toby Fon
Mortgage Broker
Reviews in Newcastle - Maitland
New loans
Loans refinanced


Kris Menon
Mortgage Broker | Principal | Director
Reviews in Newcastle - Maitland
New loans
Loans refinanced
New Purchase of 24 Fairway Street, Rutherford
I have known Kris for over a decade, and throughout that time, both he and his team have consistently demonstrated exceptional expertise and professionalism. They always go above and beyond to assist their clients. Most recently, they helped us set up an SMSF and purchase an investment property within a very tight timeframe of less than a month. From establishing the fund to arranging the funding and settlement, the entire process was handled seamlessly by Kris and his team, making what could have been a stressful experience remarkably straightforward. They also provided valuable guidance on suitable locations and key factors to consider when selecting a property, which was greatly appreciated. I have no hesitation in recommending Kris and his team to anyone looking for knowledgeable, reliable, and proactive property and SMSF Broking and lending specialists.
New Purchase of 62 Darcys Circuit, Gillieston Heights
We have known Kris for the past 14 years. Whenever we need assistance with our borrowing capacity, refinancing, or purchasing property, we reach out to him and his team, who always go above and beyond to provide support and make the property purchase process smooth. We truly trust him and seek his guidance before starting our property search. His team always provides comparisons and helps secure better rate deals. I would definitely recommend their services to anyone looking for a reliable and knowledgeable broker for property settlement.