I had a great experience working with Arnab and Nitin as my finance broker. Their market knowledge was exceptional—they were well-informed about the latest loan products and lender policies, and they provided tailored advice that truly suited my financial needs. Their communication was clear, timely, and proactive. They ensured I understood every step of the process and were always available to answer questions or clarify details without overwhelming me with jargon. Most importantly, their professionalism stood out. They were transparent about costs and commissions, respected my financial goals, and guided me with integrity and honesty. I felt confident and supported throughout the entire process.

Arnab is an exceptional loan agent. He is highly knowledgeable and has a strong grasp of the loan products available in the market. During a particularly challenging time, he provided invaluable support and guidance, helping me successfully settle my land deal. I truly appreciate his expertise and dedication. I highly recommend Arnab to anyone in need of reliable financial assistance.

Arnab and Rahul did an exceptional job in handling a refinance case that initially looked nearly impossible. Their relentless effort, proactive communication, and ability to stay on top of every detail made all the difference. They consistently tracked progress, addressed issues promptly, and ensured everything came together smoothly. Their professionalism and commitment were evident at every step. Thanks to their hard work, the refinance was successfully completed. They come highly recommended for anyone looking for a reliable and results-driven team!

I had a challenging refinance situation that seemed nearly impossible, but Arnab and Rahul made it happen with their outstanding efforts. From start to finish, they were proactive, consistently tracking progress, resolving issues, and making sure every piece of the puzzle was connected. Their dedication, professionalism, and problem-solving skills were truly impressive. Thanks to their hard work, my refinance was successfully processed. I highly recommend Arnab, Rahul, and the team — they genuinely care about getting the best result for their clients!

Arnab and Nitin from Cinch Home helped us refinancing our family home in Melbourne. I must say, they are highly professional and exceptionally helpful. They are transparent, easy to communicate with, and always available to address any queries we have. Their support has made this process incredibly smooth. We highly recommend Arnab and his team for any lending applications. They are among the best brokers in Melbourne.

We are working with Arnab and Nitin from Cinch Home for our investment property in Brisbane. I must say they are highly professional and extremely helpful. They are always available to address any queries and truly listen to their customers. Their support has made this process incredibly smooth. We would like to recommend Arnab and his team for any lending application. They are among the best brokers in Melbourne.

I just wanted to extend a sincere thanks for your exceptional service throughout the mortgage process. Your clear communication, professionalism, and dedication made what could have been a stressful experience feel straightforward and manageable. I really appreciated how responsive and knowledgeable you were at every step, always taking the time to explain things in detail and ensure I was comfortable with each decision.

Arnab Baral is, without doubt, Australia’s best SMSF mortgage broker. His deep expertise in SMSF structuring, combined with a tech-driven, client-first approach, sets him apart. Arnab delivers results with precision and integrity. If you’re looking to finance property through your SMSF, there’s no better partner than Arnab. He turns complexity into clarity—and always puts his clients first. Highly recommended for serious investors and professionals alike.

I have had a fantastic experience working with Arnab Baral at Cinch Loans, for securing finance on my existing property and more recently for an investment property. Arnab has been incredibly knowledgeable, responsive and diligent throughout the process. His guidance made the entire journey smooth and stress-free. A special thanks to Nitin Nagpal, finance broker at Cinch whose expertise and attention to detail truly stood out and his tailored advice made a huge difference. Highly recommendArnab and Cinch Loans for anyone looking for reliable, professional and efficient mortgage solutions.

Arnab and Rahul were fantastic in helping me secure my home loan! Their expertise, patience, and clear communication made the process smooth and stress-free. They went above and beyond to find the best options tailored to my needs. Highly recommend their exceptional service!

I cannot recommend Arnab and Nitin from Cinch Loans highly enough! They provided outstanding support in rationalising my home loans and personal loans with remarkable patience, professionalism, and expertise. Their dedication to ensuring I received the best possible rates that exceeded what my banks could offer, saving me both time and money was much appreciated. Their communication and attention to detail were exceptional throughout the process. They took the time to understand my unique financial situation, answer all my questions thoroughly, and offer tailored solutions that made a significant difference. It's rare to find someone with such a genuine commitment to delivering excellent service and achieving the best outcomes for their clients. If you're looking for someone you can trust to simplify your loans, improve your rates, and guide you with care and expertise, look no further than Arnab and the team from Cinch Loans. I couldn't be happier with the results, and I'm incredibly grateful for their help!

Like many of us we have come across a lot of mortgage brokers but the day I came across Arnab I have not looked else where. The stress around financing/refinancing is always something that stops me from shopping around but with Arnab he takes it all away and keeps us constantly updated. Will most likely never use anyone else to be extremely honest.