We contacted Jim to organize our home loan. We knew nothing at all about mortgages or how they work. Jim explained everything to us and made the whole process so easy. Jim and his team at Ufinancial presented us with multiple options and got us a great rate on our home loan. We’ve had our mortgage for a year and at our annual review Jim was able to get us a lower interest rate again. We have and will continue to recommend Jim and Ufinancial to anyone looking to get a mortgage or refinance.

In the past 35 years I have held numerous mortgages both for our family home and investment properties . In all these years I have engaged directly with one or all of the big four banks in Melbourne. Following an introduction to Jim via a property investors evening held by a notable estate agency in inner urban Melbourne, I followed up with Jim regarding setting up another mortgage for a property in Albert Park. Jim was prompt and available in our first catch up.... his knowledge on where the big four and others currently sat and how far they were able to be pressed was very insightful for someone like me that previously only dealt with lenders directly. Jim's follow up and his reporting back to me on my available options was very professional and provided me for the first time with options moving forward. Jim has now been managing my lender on my-behalf and has recently pressed them again to improve on their interest rate in 2020. Based on this performance to date I am more than happy to recommend Jim to family and friends. Regards, Bill

Working with UFinancial helped me re-evaluate my current financial commitments to achieve a better result than would've been possible on my own. Being a single parent, capitalising on my biggest and largest asset is important for my short and long term financial and mental wellbeing.......and piece of mind. This wouldn't have been possible without the Team at UFinancial. Thank you, Jim and your dedicated team! Much appreciated, Marita

Jim is helpful and great to work with.

Excellent service from UFinancial. This is the second time I have used them and in between I went to another agent. All the other agent created was a mess. UFinacial has helped me resolved a big loan issue that the other agent has created - due to his very poor knowledge and attitude. UFinacial is the opposite.

Jim's great advice has assisted us in now purchasing two properties. Eselect has simplified the process and have always been happy to help, we would highly recommend Jim and the team.

Excellent service, would use again

Jim over the years has been fantastic. His team always keeps me up to date with all rate changes etc. They always are there for you to help . Thanks Scott Hannaford

We've been going to Jim for many years now. Jim got us our mortgage and investment loans and packaged it to optimize our savings. He will review our loans periodically and offer us the best rates available. Jim is reliable and focus on providing us with the best services. He even delivered documents to our home for us to sign over the weekend. We've also referred few of our closest friends and relatives to Jim.

As a first home buyer, I knew very little about the financing process. When Jim first reached out, he came to meet me in the city at my workplace for an informal discussion about financing options. Based on the options he presented, I could see he has an excellent range of competitive products to offer from all the reliable finance providers. He helped me in terms of recommending conveyancers and ensuring the settlement process was clear to me. Moreover, he and his team have supported me over the past two years checking in to ensure I am on a competative rate. We looked into a re-financing process this year, and the team kept me informed about how the application and transaction was progressing. In the end, my original lender offered me a better rate than the new lender, so we did not end up going with the new lender, which was a great result for me. In summary, I trust Jim and his team to support me with financing options, and trust is like gold in this industry!

Jim was friendly, knowledgeable and professional when we met with him to discuss our mortgage options. He reassured us that we had made the right choice and made some helpful suggestions that we have been really beneficial to our finances.

I would highly recommend Jim to assist with your lending needs. He was knowledgeable, approachable and prompt. Jim also has a great team around him who assist throughout the process.