After having a bad experience with a big name mortgage broker, being denied for a loan for something out of our control and left feeling like we were not high enough of a priority for them we turned to Joel even knowing we would have to start the whole process again. From the first phone call Joel was professional, supportive and very knowledgeable to what we needed. He had a great understanding of our situation being first home buyers and gave us great options to suit our loan. We are so happy now and could not have achieved our dream home without Joel. I highly recommend Joel to anyone no matter what stage you are at in the real estate game. 10 out 10. Thanks Joel.


