Paula Hardin

Paula Hardin

Mortgage Broker
  •   5   (47 reviews)

About Paula

I've lived and worked in Annandale and the Inner West for over 30 years, so my clients know me personally and benefit from my guidance. As a trusted mortgage broker, I bring a results-driven and supportive approach to helping clients secure the right home loan—whether it's their first home, second property, or investment portfolio. My mortgage experience is expansive. I started my career in banking, quickly rising to Branch Manager, before launching my own mortgage broking business in the late nineties. Over the past 10 years, I've owned and operated the Annandale Aussie Home Loans Franchise, providing fast, professional, and easy-to-understand advice tailored to each client’s needs. Today, not much has changed—except now, you’ll find me working from my home in Annandale, focused on helping clients navigate their borrowing power and secure the best-fit financing options. From First Home Owners Grants to home mortgages, refinancing solutions, and SMSF loans, I have the experience, local knowledge, and industry connections to ensure a seamless and stress-free home loan process. Whether you're looking to compare home loan rates, optimise loan structures, or explore government grants, I’m here to help you with personalised mortgage solutions that make sense. Let’s get you closer to your property and financial goals—get in touch today for a free consultation.

Paula's reviews

  5  
Paula has 47 reviewsacross 38 different locations, showing 6.
Paula's qualities as told by our client reviews: reliable, supportive, proactive, responsive, well-prepared, clear communication, local expert.
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New Purchase review
Paula and her team are simply fantastic, seamless end to end.
27 days ago
Paula and her team are simply fantastic, seamless end to end.

Over 7 years we have bought 3 properties with Paula’s help. She still has the same team today as she did the first time. This continuity has enabled excellent service all round. Paula has always given us the best advice and secured the best rates. Each of our purchases were challenging for one reason or another eg 10% deposit, my wife on mat leave, bridging required. Paula has always had the solution, and removed as much stress as anyone could have. They are always responsive and communicate incredibly well. Paula is amazing at explaining the complex concepts simply. Our first purchase we had no idea, and she guided us through it all. My colleague just told me how chuffed he was with getting 0.25% off his rate by renegotiating with his bank, it was still 0.25% higher than Paula secured for us. I recommend Paula and team without reservation, and have in fact sent friends and family her way before.

New Purchase review
Couldn't Have Asked for a Better Broker – Thank You, Paula!
30 days ago
Couldn't Have Asked for a Better Broker – Thank You, Paula!

As a first home buyer, I couldn't have asked for a better broker than Paula. She made the entire process so easy to understand, taking the time to explain every step and answer all of my questions. I never felt overwhelmed because she was always patient, responsive and genuinely had my best interests at heart. Paula worked incredibly hard to secure me the best possible deal, and I'm so grateful for everything she did. Her knowledge, professionalism and communication throughout the process were outstanding. I would highly recommend Paula to anyone looking for a mortgage broker, especially first home buyers. Thank you again for making what could have been a stressful experience such a smooth and exciting one!

Refinanced Loan review
Smooth sailing
4 months ago
Smooth sailing

I recently refinanced my mortgage with the help of Paula and her team. The process, which involved changing providers, was made easy by timely advice on which options would be beneficial to my situation and assistance ensuring all the documentation was in order for the refinance application. Thanks Paula and team for providing great service.

Refinanced Loan review
Found a mortgage deal that we could not
5 months ago
Found a mortgage deal that we could not

Paula and her team found a mortgage deal that suited our needs, that we could not have found it without them. Really helped reduce our overall expenses.

New Purchase review
More Than Just a Loan Approval
6 months ago
More Than Just a Loan Approval

We worked with Paula Hardin as our mortgage broker for our first property purchase, and the experience was outstanding. Our situation involved loan structuring and a guarantor, so it wasn’t completely straightforward. Paula took the time to explain every option clearly, walked us through the implications of each decision, and made sure the structure suited our goals rather than just pushing for a quick approval. Her communication was calm, clear, and proactive. We were kept in the loop at every stage and always understood where things stood. When dealing with the bank, valuations, and all the moving parts that come with finance approval, she kept everything organised and under control, which significantly reduced the stress. What stood out most was her strategic approach. She wasn’t transactional — she genuinely wanted the structure to work not just for now, but for the future as well. The process felt well managed from start to finish, and the approval came through exactly as planned. We would happily recommend Paula to anyone purchasing property, whether it’s your first home or an investment, who wants clear guidance, solid advice, and a broker who genuinely has your best interests in mind.

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