Phil Lau

Phil Lau

Director
  •   5   (87 reviews)

About Phil

Director at Mortgage IQ, Phil Lau is a proven financial service professional with a passion for helping his clients achieve their financial goals. Phil began his career as a Chartered Accountant and has over 30 years of experience in accounting and finance for major international and national professional advisory firms. Phil believes that his experience and skill can help average Australians become financially smart. Phil holds a Graduate Diploma of Finance and Mortgage Broking Management, Cert IV in Property Services (Real Estate), Diploma in Applied Finance and Investment, Diploma of Chartered Accounting (CA) and Bachelor of Economics (Accounting) Phil specializes in the following areas: 1. SMSF lending 2. Expat and non-resident lending 3. Restructure of portfolios to obtain best outcomes from a cashflow and tax perspective 4. Assist investors to reach the next level in their investment strategy 5. Retirement planning and risk mitigation

Languages spoken

English, Cantonese, Mandarin

Social profiles

Phil's reviews

  5  
Phil has 87 reviewsacross 50 different locations, showing 6.
Phil's qualities as told by our client reviews: well-prepared, dedicated, supportive, reliable, clear communication, responsive, local expert.
Was this helpful?
New Purchase review
Phil was very professional and always responsive in a timely manner.
14 days ago
Phil was very professional and always responsive in a timely manner.

Phil is knowledgeable, has strong negotiation skills, and is very easy to deal with. He’s also backed by a personable and supportive team. He assisted us with finance for a property purchase, and while there were a few challenges to navigate, Phil and his team handled everything seamlessly. It made the whole process much easier for us. Phil is honest, straightforward, and great to deal with, I wouldn’t hesitate to recommend him.

New Purchase review
Patient and thorough broker
5 months ago
Patient and thorough broker

We reached out to Phil quite some time ago to ensure we understood our position and the best approach for buying our first property, especially as we were returning to Australia after a period living abroad. Phil was patient and explained the process, and was able to guide us in securing the best loan and options for our needs. We’d happily recommend Phil to anyone looking for a broker.

New Purchase review
Very helpful and easy to deal with
7 months ago
Very helpful and easy to deal with

I didn't know much about the process, but Phil personally guided me through it. Providing the right insights and knowledge to get the loan approved. I feel, he went above and beyond to help sort out a few issues.. he was honest and straight forward, which I greatly appreciated.. I would 100% recommend using his services. Thanks Phil.

New Purchase review
Knowledgeable + Responsive
8 months ago
Knowledgeable + Responsive

Phil was clear and transparent from our first meeting until our settlement phone call. He is super responsive to emails, and you can always book in a time for a meeting if needed for further explanations on loan options etc. He is also available to call for quick questions. Phil listens and put forward options that suit your financial goals. A pleasure to work with, thank you Phil.

New Purchase review
Great agent!!! Thanks
10 months ago
Great agent!!! Thanks

Thanks for all your help to make our purchase a positive experience. Phil is very approachable and high responsive to email and phone calls. We look forward to using you again in the future.

New Purchase review
Excellent Communicator
11 months ago
Excellent Communicator

Phil is amazing no matter what time I send a text or email to him he replies so quickly. Have done many loans with Phil as he makes the process stress free for us! Thanks again.

Show all 87 reviews
map
Phil Lau
Contact Phil Lau
What information would you like?
EmailSMS
© 2026 RateMyAgent