Phil Lau

Phil Lau

Director
  •   5   (91 reviews)

About Phil

Director at Mortgage IQ, Phil Lau is a proven financial service professional with a passion for helping his clients achieve their financial goals. Phil began his career as a Chartered Accountant and has over 30 years of experience in accounting and finance for major international and national professional advisory firms. Phil believes that his experience and skill can help average Australians become financially smart. Phil holds a Graduate Diploma of Finance and Mortgage Broking Management, Cert IV in Property Services (Real Estate), Diploma in Applied Finance and Investment, Diploma of Chartered Accounting (CA) and Bachelor of Economics (Accounting) Phil specializes in the following areas: 1. SMSF lending 2. Expat and non-resident lending 3. Restructure of portfolios to obtain best outcomes from a cashflow and tax perspective 4. Assist investors to reach the next level in their investment strategy 5. Retirement planning and risk mitigation

Languages spoken

English, Cantonese, Mandarin

Social profiles

Phil's reviews

  5  
Phil has 91 reviewsacross 50 different locations, showing 6.
Phil's qualities as told by our client reviews: dedicated, well-prepared, supportive, reliable, clear communication, responsive, local expert.
Was this helpful?
New Purchase review
Quick, efficient and with very good ideas
10 days ago
Quick, efficient and with very good ideas

Phil is very knowledgeable and is able to get the loan that you require with options to choose from. His market know how and professionalism is one of the best and we would most certainly recommend his service again to any of our friends and family.

New Purchase review
Outstanding service
11 days ago
Outstanding service

Phil stands in in terms of his market knowledge and professionalism throughout the whole process.

New Purchase review
Highly recommend Phil at Mortgage IQ
about 1 month ago
Highly recommend Phil at Mortgage IQ

Phil's prompt responses, and genuine care for my outcome set him apart from anyone else in the industry. With limited time to finance a residental property due to the SMSF borrowing restrictions coming into play, Phil handled all finance matters seamlessly. I highly recommend Phil Lau at Mortgage IQ to anyone looking to buy residental property. Five stars all around.

New Purchase review
Phil was very professional and always responsive in a timely manner.
7 months ago
Phil was very professional and always responsive in a timely manner.

Phil is knowledgeable, has strong negotiation skills, and is very easy to deal with. He’s also backed by a personable and supportive team. He assisted us with finance for a property purchase, and while there were a few challenges to navigate, Phil and his team handled everything seamlessly. It made the whole process much easier for us. Phil is honest, straightforward, and great to deal with, I wouldn’t hesitate to recommend him.

New Purchase review
Patient and thorough broker
11 months ago
Patient and thorough broker

We reached out to Phil quite some time ago to ensure we understood our position and the best approach for buying our first property, especially as we were returning to Australia after a period living abroad. Phil was patient and explained the process, and was able to guide us in securing the best loan and options for our needs. We’d happily recommend Phil to anyone looking for a broker.

Show all 91 reviews
map
Phil Lau
Contact Phil Lau
What information would you like?
EmailSMS
© 2026 RateMyAgent