
Phil knows his stuff. Very knowledgeable. Great to work with very easy. Nothing a problem. Very professional service.


Phil knows his stuff. Very knowledgeable. Great to work with very easy. Nothing a problem. Very professional service.

As first home buyers, we had a lot to learn and plenty of questions, and Philip guided us through each step with patience. He took us through two pre-approvals over six months (our first lapsed before we found the right place), and never once made us feel like a hassle. He was diligent, responsive, and always explained things clearly so we understood our options. We genuinely couldn't have asked for better support through what was an otherwise stressful process. Highly recommend him to anyone, especially first home buyers.

Highly recommend Phil at Sandford Finance. He made our home loan refinance and debt consolidation simple and hassle-free, he is super responsive and kept us informed throughout the entire process. Phil helped to secure a great result which put us in a better financial position overall. Professional, responsive, and genuinely committed to helping his clients. Thanks Phil

Phil comes recommended by mutual friend. Friendly. Engaging. Not pushy. Highly knowledgeable. Highly accessible and communicative but not incessant. Thoroughly explained process, timing, all questions and managed expectations. Recommendations on course of action, well explained and logical. I hope to have occassion to use Phil's expertise again. I recommend without reservation. Thank you Phil.

Philip was an absolute pleasure to work with throughout our construction loan process. From start to finish, he was professional, knowledgeable, and incredibly supportive, always keeping us informed and making what could have been a stressful process feel seamless and straightforward. We really appreciated his prompt communication, patience, and willingness to go above and beyond to achieve the best outcome for us. Nothing ever felt like too much trouble, and we always felt confident knowing we were in great hands. We’re so grateful for all of Philip’s help and would highly recommend him to anyone looking for a broker who genuinely cares about his clients and delivers exceptional service. Thank you again, Philip, we can’t wait to see our build come to life!

Excellent Communication and Professional approach to the whole Finance / Guarantor process.