Phil knows his stuff. Very knowledgeable. Great to work with very easy. Nothing a problem. Very professional service.

As first home buyers, we had a lot to learn and plenty of questions, and Philip guided us through each step with patience. He took us through two pre-approvals over six months (our first lapsed before we found the right place), and never once made us feel like a hassle. He was diligent, responsive, and always explained things clearly so we understood our options. We genuinely couldn't have asked for better support through what was an otherwise stressful process. Highly recommend him to anyone, especially first home buyers.

Highly recommend Phil at Sandford Finance. He made our home loan refinance and debt consolidation simple and hassle-free, he is super responsive and kept us informed throughout the entire process. Phil helped to secure a great result which put us in a better financial position overall. Professional, responsive, and genuinely committed to helping his clients. Thanks Phil

Phil comes recommended by mutual friend. Friendly. Engaging. Not pushy. Highly knowledgeable. Highly accessible and communicative but not incessant. Thoroughly explained process, timing, all questions and managed expectations. Recommendations on course of action, well explained and logical. I hope to have occassion to use Phil's expertise again. I recommend without reservation. Thank you Phil.

Philip was an absolute pleasure to work with throughout our construction loan process. From start to finish, he was professional, knowledgeable, and incredibly supportive, always keeping us informed and making what could have been a stressful process feel seamless and straightforward. We really appreciated his prompt communication, patience, and willingness to go above and beyond to achieve the best outcome for us. Nothing ever felt like too much trouble, and we always felt confident knowing we were in great hands. We’re so grateful for all of Philip’s help and would highly recommend him to anyone looking for a broker who genuinely cares about his clients and delivers exceptional service. Thank you again, Philip, we can’t wait to see our build come to life!

Excellent Communication and Professional approach to the whole Finance / Guarantor process.

We used Phil to obtain a home loan for our new property purchase. Our situation was quite complex and Phil searched for the right lender for us and presenting pros and cons of each. He understood our financial position and what we would like to achieve short and long term. We were always kept informed of what we needed to do next and how the application was tracking. This was a stress free and easy process. We would not hesitate to recommend Phils services to anyone.

Awesome communication and advice the whole way through. Thoroughly trusted Phil.

I had an excellent experience working with Phil. From the very beginning, he provided prompt and efficient service, ensuring that every step of the process moved forward without unnecessary delays. His communication was clear, consistent, and reassuring, keeping me informed and confident throughout. What stood out most was his strong industry knowledge. Phil was able to explain options in a way that was easy to understand and tailored the advice to suit my specific needs. Overall, his professionalism and expertise made the entire experience smooth and stress-free, and I would highly recommend his services to anyone looking for a reliable mortgage broker.

Phil’s customer service was above and beyond ,transitioning us through the whole process from start to finish was streamlined , I could not ask more ,really appreciate your support and strongly recommend phil for anyone looking for assistance.

Phil went over and above to secure finance for a new property excellent communication and prompt responses highly recommend will definitely use again

After having begun our financing process with another broker , we were left feeling very frustrated and disappointed. After a friend recommended Phil , we were immediately surprised with how quickly we heard from him, how transparent and honest he was from the get go , and we wish we found Phil earlier ! He is extremely professional, very clear with what was needed from us , and made this whole process stress free from the very beginning. It was clear from the start that he had our best interests at heart which we really appreciated. We will definitely be using Phil for all future financial support .