We were new in Australia and didn't understand the loan terminology here. He was very kind and patient to explain everything to us in layman's language. We had a very great interaction with him

Ruban walked me through all the required details, and was super responsive whenever I had questions or needed clarification throughout the process. I would highly recommend Ruban to others based on my experience.

I would recommend Ruban for all your Mortage needs. He is very helpfull and keeping us informed all the times. The best thing is that you will get response to your email the very next minute. Thanks Ruban and All the best !!!

Thank you for being so wonderful and gracious to us throughout the entire process, for your advice, guidance, keeping us updated with the process, helping us to get the loan and for assisting us with all the paper work. It was a pleasure for us to work with you and your team. Thanks once again Ruban!!

Ruban is not only our ‘mortgage broker’ but he is a trusted friend, mentor and educator! With Ruban’s help we purchased our second home and he has spent hours upon hours with us, over the phone and in person, taking the time to really educate us on how to manage our finances and investments. He always encourages us to ask questions, always emphasizing ‘no question is a dumb question!’ and we always feel like we can call him to clarify things we are unsure of! We feel so lucky to have been introduced to Ruban and we know that we will continue working with him for many years to come.”

Working with Ruban was free of worries and stress as he has great knowledge about all the intricacies involved in a home buying process. 5 stars for sure.

I've had great experience in being helped by Ruban during my home buying process. Ruban has great knowledge and experience in real estate market and never fails to answer any queries. But, what sets him apart is his honesty and willingness to help by patiently listening and provide right advice in line with the objectives. Overall, I'm very satisfied with him and his team's service and will not hesitate to recommend him to anyone looking to use his services.

Ruban helped us secure the mortgage for our property and ensured the journey was seamless for us. He was great in communicating and I highly recommend him!

Ruban is a highly professional broker who catered for all aspects of my lending needs. He is very easy to work with and is always a phone call away to discuss and help with adjusting to my situation. Ruban is proactive, follows up regularly with all parties, and is dependable throughout my home refinances as well as mortgage process to settlement. Definitely looking forward to working together in the future!

Property transactions are always a nerve wrecking affair that can involve a lot of stress and anxiety. Ruban was an absolute pleasure to deal with and very responsive. From the very beginning, he put me at ease. Along the way, he was always calm, clear and transparent with available options which gave me the confidence that there was nothing for me to worry about. Highly recommended.

Ruban arranged simultaneous 2 loans for an investment property purchase and refinance on an existing property. It was all very easy and went smoothly the end. Great service and professional work.

Highly recommended. Ruban is very professional. He helped me save a lot of money. He made me sign an interest lock form. He had an professional inside information that the interest rates are gonna be up. Another good thing about him is his commitment to his words. At one occasion, I felt like i won’t be getting my 3000$ cash back, to which he said that he would pay from his own pocket if that thing happens. Neha is very helpful too. She responds back quickly to emails and phone calls.