Simon Ngo

Simon Ngo

Mortgage Broker
  •   5   (68 reviews)

About Simon

Mortgage Broker | For young professionals who know they should buy, and want to make an informed decision | First property or next investment | Australia-wide ►Home Loans ►Investment Loans ►Construction Loans ►Bridging Loans For a more in-depth discussion on how I can help you reach your Australian property goals, reach out and let's connect. I offer no-obligation consultations, and virtual appointments. Welcome Home Loans M.Phone: 0420 903 976 Phone: 02 8017 1110 Email: simon.ngo@welcomehl.com.au Website: www.welcomehl.com.au Address: Level 2, 462 Chapel Rd Bankstown NSW 2200

Simon's reviews

  5  
Simon has 68 reviewsacross 50 different locations, showing 6.
Simon's qualities as told by our client reviews: stress-free process, supportive, dedicated, patient, clear communication, responsive, local expert.
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Refinanced Loan review
Helpful, knowledgeable and patient throughout the whole process.
1 day ago
Helpful, knowledgeable and patient throughout the whole process.

Simon was extremely helpful throughout the whole process. I changed my plans a few times along the way, and he was always patient, flexible and happy to help. He’s very knowledgeable and gave me great advice at every stage. Highly recommended!

New Purchase review
Simon supported us above and beyond in securing a loan for our house purchase.
3 days ago
Simon supported us above and beyond in securing a loan for our house purchase.

Simon is courteous and professional; he is quick to respond and provided realistic solutions to any problems that arose. In the end, he managed to secure us a loan with a competitive interest rate. I have no reservations in recommending Simon and the team at Welcome Home Loans. They are nothing short of miracle workers!

New Purchase review
Extremely knowledgeable, patient, collaborative, trusted advisor who will protect your best interest
4 months ago
Extremely knowledgeable, patient, collaborative, trusted advisor who will protect your best interest

This was my first time purchasing property and Simon was my mortgage broker. Simon and team did a fantastic job and I wouldn't hesitate to recommend them to anyone who is looking to purchase. Simon went above and beyond what I had expected - having Simon as my mortgage broker felt less like I was a customer and more like we were in a trusted partnership working together collaboratively to achieve a good outcome. I had so many questions about the process and what-ifs and Simon and team were happy to explain it all to me, answer all my silly questions, and be patient throughout the whole process. Simon and team were very responsive, emails were responded to within a day, and in critical periods such as in the cooling off period after exchange of contract and leading up to settlement, Simon was available via phone at very short notice, even outside of typical working hours. Simon's advice was excellent and well beyond what I expected to receive from a mortgage broker - Simon was happy to discuss all parts of the homebuying process, even outside of the financials. For example, when the real estate agent had put pressure on me to sign a Section 66W after I had already made an offer, Simon was able to advise that real estate agents typically go 'fishing' for a Section 66W in every sale, even if the vendor has not requested it. Simon was able to advise what the Section 66W means from a buyers perspective, and how I could assess whether I should include it as part of my offer. Advice like this was invaluable and is the type of advice I would have expected from my solicitor or a buyers agent. Overall, Simon and his team are extremely knowledgable in all parts of the property purchasing process - although the formal service they offer is mortgage broking, working with them means you have a trusted partner that will guide you through every aspect of the process. 10/10, could not rate highly enough.

New Purchase review
Simon has great communication and genuinely cares
5 months ago
Simon has great communication and genuinely cares

Simon's communication was exceptional. He always responsive, thoughtful, and patient. One thing that really stood out was the personal touch he brought throughout the process, including detailed voice notes that helped explain important moments clearly and thoroughly. He took the time to explain complex ideas in a way that was easy to understand. His professionalism, care, and genuine willingness to help made the entire experience smooth and pleasant. I had a very positive experience working with Simon and would absolutely recommend him to anyone looking for a knowledgeable, reliable, and supportive mortgage broker!

New Purchase review
Trusted adviser through every step of the journey
6 months ago
Trusted adviser through every step of the journey

After advising me on the financing for my first home, Simon went on to assist with the refinancing of that loan, as well as subsequent refinancings and financings that enabled me to purchase my second home. The subsequent refinances were particularly involved and required Simon and his team to meet tight timeframes to facilitate the purchase. Simon is very accessible, and his modelling and simulation of different scenarios is extremely helpful in making fully informed decisions. Simon is also very personable and always enjoys a friendly chat. I place a huge amount of confidence and trust in Simon and thoroughly enjoy working with him and his team. I very much look forward to working with Simon and his team on the next transaction!

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