Highly Recommend Spencer Clarke – Cube Home Loans

After being declined by several major banks and even another mortgage broker, we were starting to lose hope. Most lenders insisted on including my husband's income in the application, but with him unable to work following a stroke, that simply wasn’t possible. As a result, our attempts to secure finance were repeatedly knocked back. On top of that, I had been without a car for over a year, which made day-to-day life incredibly challenging and I wasn’t sure if I would ever be able to climb my day out of the pit I was in. Then we found Spencer Clarke from Cube Home Loans, and everything changed. Spencer took the time to understand our situation and, incredibly, was able to achieve what others couldn’t: he helped consolidate our debt and secure finance for a vehicle, all based solely on my single income. We're now enjoying days at the beach - even this close to winter! As an added bonus, we recently received confirmation that our new ender (arranged through Spencer) will be passing on the full 0.25% interest rate cut following the May RBA announcement. We are beyond grateful and wouldn’t hesitate to recommend Spencer to anyone, especially those facing difficult or unique financial circumstances. I look forward to working with him again in the future.