Broad knowledge above and beyond financing options. Responsive to queries

My husband and I have used Spencer as our broker for the past 4 years and we have never been disappointed. Spencer has helped us to navigate our home loan and re-financing (when the time came) along with some pretty complex requirements that we had. Cannot speak more highly of Spencer and I recommend him to everyone that I know! If you need a good broker, Spencer is the man for the job!

Goes above and beyond Knows the market place extremely well Very professional and courteous Made the whole process from start to finish very easy

Spencer made the financial process of buying a house incredibly clear and easy to understand. His communication around our deposit, borrowing power, and affordability was excellent and made the whole process feel much less overwhelming and very reassuring. We really appreciated his support and guidance throughout the journey.

Spencer was very helpful during from start to finish. Was happy to arrange meetings after hours to suit us when needed. Kept us well informed.

As first home buyers we knew nothing! Spencer guided us the whole way and made sure we knew everything we needed to know. Spencer made the whole process easy, we are very happy in our new house! Thanks legend

Spencer has performed as our agent on 2 occasions now - both super tricky circumstances but spencer has gone above and beyond to get the best deal for us. Spencer is extremely resourceful, knowledgeable, and keeps you updated with great communication. Give him the run down on what you need and he'll just get it done for you. Thanks again, Spencer Clarke

For someone like myself knowing very little about finance, accounts and paper work, Spencer helped me every step of the way. He kept me up to date with any information I needed to know and I felt comfortable in calling whenever I was a bit lost or had any questions. I highly recommend Spencer if you’re needing any financial assistance.

Spencer communicated well with us being first land owners

Run into Spencer at an open house where he was great to chat too. Once we found a place he was first in mind to contact. Everything went smoothly from start to finish.

Spencer offers best advice and is clearly an expert in this industry. He makes the application of refinancing fast and easy through his electronic process. Without hesitation, Valley Lending Co is highly recommended.

Spencer had a vast knowledge of the lending industry and gave us multiple options of various possible avenues. I was a little indecisive of what I was trying to achieve and his willingness to listen and support options was second to none