Toby greatly helped ease the extremely stressful process of navigating finances to buy our first property. He provided invaluable options and advice to help us choose the right home loan to meet our needs but more importantly he provided untold support, answering our calls at all hours no matter how small and insigificant the questions. This personal approach really impressed us and we would not hestitate to recommend his legendary service to anyone requiring a broker for their future home loan.

I cannot recommend Toby Box from WE Mortgage Solutions highly enough. From our very first conversations, Toby was an absolute professional who demonstrated deep knowledge, experience, and genuine care for my individual situation. What initially felt like a daunting, overwhelming process became simple, easy, and even enjoyable (at times) thanks to Toby’s clear explanations and practical insights. He took the time to walk me through all of my options in detail, ensuring I fully understood each step and felt confident in the decisions being made. No question was ever too small or “dumb” - Toby answered everything patiently, politely, and promptly, which made a massive difference in reducing stress throughout the process. His responsiveness and willingness to explain things in plain language showed a level of service that goes well beyond expectations. Toby’s professionalism, attention to detail, and ability to simplify complex information gave me complete confidence from start to finish. If you’re looking for a mortgage broker who is knowledgeable, approachable, and genuinely invested in achieving the best outcome for you, I would not hesitate to recommend Toby Box at WE Mortgage Solutions.

Toby and his team were great, guided me through every step of the way. Highly recommend. Also, Toby is such a pleasure to deal with, no question is ever too much.

Toby and WE Mortgage solutions were fantastic at helping us re finance our house. Toby was able to secure us a far better deal than we were on or being offered to the public by banks whilst always providing thorough information and feedback. Toby is highly knowledgeable. This was a smooth process and I would highly recommend having the team here either help you secure a loan or re finance. We are now saving large every month!

Toby took me on without notice and dealing with tight time constraints. He was professional, kept me informed at every stage, and we got a great outcome. I have already made verbal recommendations on his behalf to friends looking for a broker they can trust to act and advise with their best interests at heart.

My partner and I recently found out dream home part way through the sale campaign. Toby was able to get us a great home loan in time for us to get the house. His attention to detail and lender knowledge was impressive. Thank you for all your help Toby.

Toby Box’s focus, communication, dedication and commitment to get the results is amazing. Toby provided all current ‘up to date’ options available so we could make the perfect decision for our family’s future. Toby embedded himself into our journey and understood the brief.

Expert in Mortgage Refinancing. We cannot thank Toby enough for his expertise in organizing and traversing our refinancing, which at one stage threw us a curveball that confused us and him, but he worked through it with patience until it was resolved. His extensive knowledge of financial institutions and how they operate was invaluable. Toby's patience, hard work and time spent in finding the right bank for us was a credit to him. Having Toby navigate, guide and direct us through the endless paperwork was a lifeline that we would not have been able to manage without his help. Toby's promptness in responding to our emails and answering all of our questions, especially when we felt things were slow-moving, was excellent. Toby was able to alleviate any concerns and stress we had throughout the process by providing his signature honesty, calmness, reassurance and guidance. This was invaluable support when in the beginning things felt hopeless in our rut of debt. From our very first meeting we started the process of getting rid of the credit cards, and a weight was lifted off our shoulders. The way we used our money changed from that very first meeting. We were ready for change and instead of our debt controlling us we are finally now in control of our debt. We now have consolidated and streamlined loans and no credit cards. Life feels better and richer. We now have savings and cash flow and our life is not weighed down with worry about finances. Toby opened our eyes to the reality of our investment property situation and its shortfalls. This acknowledgment means we can now move forward with a plan of which we are now in control of. As we are on the countdown to retirement, we now have a healthy reassurance of what our financial retirement looks like and for that, we will forever be grateful to Toby for. We highly recommend Toby for your mortgage refinancing. Thank you, Toby, for changing our lives.

We cannot thank Toby enough for his expertise in organizing and traversing our refinancing, which at one stage threw us a curveball that confused us and him, but he worked through it with patience until it was resolved. His extensive knowledge of financial institutions and how they operate was invaluable. Toby's patience, hard work and time spent in finding the right bank for us was a credit to him. Having Toby navigate, guide and direct us through the endless paperwork was a lifeline that we would not have been able to manage without his help. Toby's promptness in responding to our emails and answering all of our questions, especially when we felt things were slow-moving, was excellent. Toby was able to alleviate any concerns and stress we had throughout the process by providing his signature honesty, calmness, reassurance and guidance. This was invaluable support when in the beginning things felt hopeless in our rut of debt. From our very first meeting we started the process of getting rid of the credit cards, and a weight was lifted off our shoulders. The way we used our money changed from that very first meeting. We were ready for change and instead of our debt controlling us we are finally now in control of our debt. We now have consolidated and streamlined loans and no credit cards. Life feels better and richer. We now have savings and cash flow and our life is not weighed down with worry about finances. Toby opened our eyes to the reality of our investment property situation and its shortfalls. This acknowledgment means we can now move forward with a plan of which we are now in control of. As we are on the countdown to retirement, we now have a healthy reassurance of what our financial retirement looks like and for that, we will forever be grateful to Toby for. We highly recommend Toby for your mortgage refinancing. Thank you, Toby, for changing our lives.

Toby has been my go-to broker over the past four years, handling both purchases and refinancing. He is diligent and ensures things go smoothly. My most recent experience with the purchase of my new home was fantastic, and the process from start to finish was handled professionally in what can be a challenging environment. I highly recommend Toby.

We have partnered with Toby across several transactions. I find him to be a good communicator and very transparent and honest. He is efficient and gives good advice whilst also listening to feedback. We will continue to use him in the future as he makes things simple and try's to come up with the best strategy. Highly recommend

i was referred to toby by another client of his, and im glad i was. toby is very professional, fast acting and easily contactable. he went above and beyond and would even contact me after hours with good news. i recommend toby to everyone.