Vicky provides us with consistently sound and reliable advice throughout our loan application process which gives us the much needed assurance and confidence in getting through the process. She makes precise and clear advice on what and how the loan application is to be done which is highly reflective of her work experience and more importantly the market knowledge and the technical know-how to help us achieve our objective. Communication has always been a breeze with Vicky as she regularly provide updates on every stage of the process and promptly responds to our calls and emails pertaining to queries that we may have. This is a very important quality of an excellent service provider especially to first time home buyers who always have mind boggling queries on home loans. A point to note, although we are in a different state from where Vicky is currently based at, we have never felt that she is far away from us as she is always a phone call or email away. Vicky is definitely and undoubtedly the go-to mortgage broker if you are in need of a highly reliable and resourceful broker for your home loan. We are very happy and truly satisfied with Vicky's outstanding services rendered and we bet you will be too!

Vicky has been an absolute pleasure to work with during a very frustrating (and scary) time for us. As a vendor, we had a crashed settlement from our buyers - this meant we needed a Plan B mortgage up and running for our newly purchased property in a very short period of time. Vicky gave us excellent advice/communication throughout the process and went over and above every step of the way. I wouldn’t use any other broker, Vicky worked tirelessly to deliver the best outcome for us and have already been strongly recommending Vicky to our network!

Vicky is an elite professional in her field , second time client of hers and I will use her again and again . Great service and very efficient operator ! She goes above and beyond for what’s best for her clients and a pleasure to deal with .

We've had a really great experience. All our enquiries were attended to in a very timely manner, all questions answered. I particularly appreciated that we were sent SMS messages with updates on top of the usual email notifications. The customer service we received was highly professional, thank you very much for your kind support!

Vicky has been an amazing resource from pre-approval to an approved home loan. She has a wealth of knowledge in the field and is always willing to answer any questions. I would recommend her services to anyone looking for a Mortgage Broker.

We have been so happy with our experience with Vicky and cannot rate her highly enough! Being our first purchase the whole process was new to us and Vicky has been great from the start. It took us a a few years to find the right property and one we could afford and with that Vicky was with us every step of the way to support us with new and better options if and when they came available. Vicky clearly explained each of the options and always made herself available for questions and responded promptly. We cant thank Vicky enough for the great work she has done for us and we highly recommend her!

This is my second time working with Vicky and she has been amazing to work with. Always prompt with email replies and does everything possible for myself to meet certain deadlines and requirements. I would/do highly recommend Vicky to anyone I know looking for a broker.

I feel horrible for Vicky - the amount of times my partner and I have rung her and asked the silliest questions, yet Vicky is always so chirpy, and shares her knowledge in a way we understand (we are not finance-minded at all). Vicky often follows up to ask how we’re going and how we’re feeling regarding our mortgage and is honestly so helpful. When we first purchased our house, we wanted to arrange finance ourselves - what a HUGE mistake that was! We didn’t even tell anyone we purchased a house because we were being mucked around by the bank so much - our conveyancer recommended Vicky and we have never looked back! Within a matter of 2 days our finance was approved and the house was ours - had it not been for Vicky we would have been in a world of strife, and probably back to square one, looking to buy our first home all over again. Since then Vicky has kept contact with us, and we recently refinance with Vickys assistance - she was able to find us a much better interest rate with great incentives which is now saving us a lot of money (and considering we’re renovating/extending we’re very appreciative of this). We couldn’t recommend Vicky enough and will not be going to any other broker in the near future. Her communication is excellent, her knowledge is amazing and the care and compassion she has shown us is out of this world.

Vicky Nikova is a proven professional and an exceptional adviser. Her knowledge and ability to advise and answer endless questions without delay or hesitation is second to none, and her attention to detail is impeccable. Vicky has made our experience seamless and it’s been an absolute pleasure to have Vicky assist us. In fact, we have endorsed Vicky by way of recommendations to family and friends, without hesitation. It’s refreshing to have someone so capable assist us to navigate the complexities often encountered with financial institutions. We wish Vicky every success and thank her wholeheartedly for her assistance and advice thus far.

Amazing knowledge, service and patience, as my buying criteria was constantly changing, Vicky was so helpful and professional at every stage.

Vicky was extremely knowledgeable, prompt and helpful. She was always there when I had any concerns or queries, quick to answer and guide me in the right direction. She also made sure to keep me updated consistently throughout the process. Vicky was a pleasure to work with and I could not recommend her more!

Both my wife and I would highly recommend Vicky. She has settled both our home loans. Very prompt and professional and very easy to deal with. Very happy.