Vicky has guided us through a home loan refinance and finance for investment property. Right from the beginning of both loans, Vicky advised us of our borrowing capacity, documents required and best loans for our needs. Vicky knows what she is talking about, is prompt with communication and is thorough with every detail. We couldn't have done it without her and she will certainly hear from us again. I recommend her to all of my family and friends. Kate H.

Vicki was recommended to us by 2 separate friends. In a severely challenging time with covid changing the goal posts almost daily, Vicki really stepped it up and worked wonders. Highly professional. Her experience with financial institutions was key. She totally saved our bacon. Would definitely recommend her to anyone seeking a housing loan.

Vicky has been extremely helpful through the whole process of refinancing, buying land, construction loan and providing all round advise and guidance. Highly recommended for a stress free experience!

We have been using Vicky’s services for many years now and she is always very responsive and strategic, finding us the best rate as well as meeting our other requirements for our homeloan. We couldn’t recommend her more highly!

Vicky has been fantastic from the start. She has done many pre approval applications for us as it’s taken much longer than we thought to find a house. Vicky gives her best advice to any question or concern I have and it always reassured me that we are in the best hands. No question is silly and she has our best interests at heart. We are getting closer to purchasing and responds promptly to any questions I have. Thanks Vicky.

Easy to work with and explained everything step by step. Made the refinancing process easy.

I highly recommend. Vicky Nikova is the most professional and efficient person I have ever dealt with. Her attention to every detail is second to none, and she went above and beyond to support us at every step of the buying and selling process. Even though our purchase and sale has now been finalised, I look forward to working with Vicky for any future loan/refinance requirements.

Vicky came recommended to us and we had been more than satisfied with her work, communication and knowledge. That’s why we used her the second time around we needed her. She has deserved fully the 5 stars.

Vicky's knowledge and skills were excellent. We received a very good loan and were very happy with Vicky's service.

It was a pleasure dealing with Vicky. She has a fantastic attitude, very knowledgeable, gave us great advice, and was very responsive. I am very satisfied with the advice that was provided to us throughout the process, both in terms of our finance options and the process and timelines. There were also a few times when Vicky went above and beyond to help us dealing with our local bank branch - it is clear she cares about her clients and wants to ensure everything goes as smoothly as possible. This is the second time using Vicky for a house purchase and I will not be going anywhere else.

Had two great experiences with Vicky would definitely recommend!

We used Vicky for a purchase of our new house. She was more than helpful with the pre approval right through to buying our new home. With the testing times of the COVID-19 re doing pre approvals nothing was to much to ask. I would highly recommend Vicky to anyone that requires finance