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Back 98 Church Street
Off Market

98 Church Street

Cowes VIC 3922

5
3
2
0 m²
614 m²
House
Last sold for $750,000
Jaime MorrisJaime Morris, last sold this property on 21 September 2026 after 33 days on market.

Overview

Space, Style & Effortless Living in Prime Location

Full of character and cleverly extended to suit a growing family, this established home pairs classic street appeal with a surprisingly generous footprint inside. From the gabled roofline, feature bay window, original brick chimney and established gardens, the welcome is warm before you've even stepped through the front door. The current owners have enjoyed this central location for nearly 60 years. With a north facing deck, the beach less than 600m away, a café across the road and supermarkets and shops all an easy walk away, you are in one of the prime (and most tightly held) spots on the Island. Inside, the character continues with polished hardwood floors and a light-filled living room anchored by an open fireplace, flowing through to a well-equipped kitchen. A large master retreat offers a built-in robe and private ensuite for a quiet, self-contained feel. A second living zone sets this home apart. The expansive lounge and dining area forms the heart of the extended wing, connecting a further four bedrooms and two family bathrooms. Multiple split-system air conditioners and ceiling fans are positioned throughout for year-round comfort, and a linen press and additional storage keep everyday living organised. Step outside to a substantial entertainer's deck, the perfect spot for long lunches or evening drinks, overlooking a well established, private and easy to maintain garden. With generous off-street parking for several cars, a fenced and gated driveway offers secure additional off-street parking and side access. A short walk to Cowes main shopping district, Berninneit Cultural & Community Centre, Phillip Island Community Hospital, bus transit station and plenty more. The convenience of this location is unbeatable. This is a wonderful opportunity to secure space, flexibility and character in one centrally located address. If you're an investor, our specialised rental department are here to assist in the management of your future investment. If you would like a current rental appraisal on this property, please get in contact today!

Features

5 bedrooms
3 bathrooms
2 carspaces
2 open car spaces
0 m² floor area
614 m² lot size
House

Estimated Value

Based on this property and similar 5 bedroom houses sold in Cowes over the last 12 months, the estimated median property value of 98 Church Street is $900k.

Median value
$900k
Estimated value range
$680k - $1.2m
Median days on market
129
Estimated value trend
9%
increase over the last 12 months
Average days on market is based on recent, comparable sales in Cowes. It is only an indication of the time a property is actively listed and should not be relied upon as an accurate representation of how soon a property will be sold.

Property history for 98 Church Street

2026
Sold
$750,000
21 Sep 2026 by Jaime Morris, of Stockdale & Leggo - Phillip Island | San Remo

Happy sellers in Cowes

79%
79% of sellers in Cowes reported that their sale price either exceeded or met their price expectations.

Cowes stands out for consistently delivering exceptional satisfaction and strong market results for homeowners.

This is based on voluntary sentiment collected from 30 reviews in Cowes over the last 12 months.

Local market activity for 5 bedroom houses in Cowes

In the last 12 months, 11 five-bedroom houses similar to 98 Church Street, have been sold.

This represents a 32% increase in five-bedroom houses sales when compared to the previous 12 months.

Nearby agents

Compare and contact these top performing agents who’ve delivered exception customer service for their clients in Cowes

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Greg Davis

Sellers who recommend Greg Davis have praised them for being local expert, clear communication, friendly, stress-free process, honest and patient

  •   4.9   (66 reviews)
  •  12 Reviews in Cowes
  •  17 Sales in Cowes
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Christie Spargo

Sellers who recommend Christie Spargo have praised them for being local expert and clear communication

  •   4.9   (39 reviews)
  •  16 Reviews in Cowes
  •  13 Sales in Cowes
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Teresa Young

Sellers who recommend Teresa Young have praised them for being clear communication, local expert, friendly, responsive, easy to work with, honest and pleasant

  •   4.8   (122 reviews)
  •  8 Reviews in Cowes
  •  8 Sales in Cowes
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Leanne Poulton

Leanne Poulton is a recommended agent for Cowes.  They have 2 local sales and collected 2 local reviews across the last 12 months.

  •   4.9   (65 reviews)
  •  2 Reviews in Cowes
  •  2 Sales in Cowes
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