First National Coast & Country Kiama

Terry Digger is a partner at First National Coast & Country and Licensee in charge of the Kiama office. He has won many prestigious industry awards over the years and has recently been voted No1 Agent of the Year for 2017 by Rate My Agent. Terry has an honest, professional approach and is determined to make the process of buying and selling property as efficient and friendly as possible. Terry's enthusiasm about living and working in the area is infectious, and, as he says “in real estate, working where you live gives you genuine insight into your community. It’s a valuable asset when it comes to assisting members of your community with their property needs.” Terry has a vast knowledge of the real estate industry and his many years experience and expert understanding of rural and residential real estate means that he provides clients with informed, professional advice about their property, whether they’re buying or selling. A keen sponsor of many sporting, and charity groups over the years as well as being a member of the local Rotary Club Terry believes it is important to support the community wherever you can. Terry has three sons and one daughter and now four grand children who are a never ending source of entertainment. He also has valuable experience beyond rural and residential real estate. Originally a qualified Accountant Terry has been able to use his financial background to support and advise on many property developments and investments. A registered Justice of the Peace and qualified accountant, Terry has the knowledge and expertise to deal with the financial and legal aspects of property transactions.

An honest, enthusiastic and passionate agent, Andy Wharton has been selling properties in the Kiama area for the last 17 years as Managing Director & owner of Harcourts Kiama. Drawn to First National for its progressive marketing and proven strategies Andy is enthusiastic about collaboration with the group and the team at the new Coast & Country office in Kiama. As a licensed agent and business owner he has developed a wealth of market knowledge and long-term relationships in the Kiama area. He prides himself on his honesty, integrity and commitment to producing outstanding results for all his real estate transactions. Andy is a real local having lived and worked in Kiama for more than 40 years. His success formula is built on his local knowledge, an exceptional understanding of the sales process and a strong ability to nurture and develop relationships. Andy has been enthusiastically involved with the local community in sport and recreation and as former manager of the Kiama Leisure Centre has met in one way or another most people in the Kiama area. He has established excellent relationships during his years in this high profile position. Andy was also a State and National representative in the sport of sailing, winning three National Titles and also representing Australia in three World Titles. “One thing people know me for is my commitment to success. I will ensure that people dealing with me leave knowing that we have exceeded their expectations.” Andy has been nominated as Number 1 sales person with the Harcourts network during his years with this leading group. Known for his strong negotiating skills Andy strives to obtain the best possible results for his clients and relies on a long list of referrals and repeat business as testament to his exceptional service and results. Andy is a member of the Real Estate Institute of NSW ensuring his commitment to ethics and integrity in real estate.

Born and raised in Kiama, Abbey joined the First National team in 2020. Beginning her real estate career as the first point of contact in the Kiama office. Over the course of a year, she dedicated herself to nurturing client relationships, elevating service standards, and enhancing support strategies for the entire team. Abbey's pursuit of success has been evident through her strong work ethic, attention to detail and pursuing excellence in customer service. Under the mentorship of Principal Terry Digger, Abbey worked for 2 years as a Sales Associate and has since evolved into a Sales Representative, harnessing his extensive knowledge in the field. Being a third-generation Kiama local, Abbey boasts an extensive network of local connections and is deeply engaged in the community. She is an active committee member, sponsors and player in the Kiama Central Netball club. You will often find her attending local community events, exploring farmer markets, and enjoying the diverse offerings of shops and cafes. Abbey's dedication and integrity, complemented by her youthful energy and positive attitude, ensure top-notch customer service with utmost efficiency. Excelling in computer and marketing programs Abbey’s skills transform the communication and sales journey for every client. Abbey’s focus on professionalism and determination to deliver the highest quality experience, coupled with her fresh and innovative approach guarantees an elite level of service for all your real estate needs.