Josh has helped me through securing my original loan and current loan refinance. He is incredibly knowledgeable and has been amazing to work with considering I'm very out of my depth with these things. Wouldn't work with anyone else!

we have had the pleasure of working with Josh now for our first home, and our recent sale & purchase. Josh has always put in the extras & kept us in the loop every step of the way. having our own business, it was becoming difficult to get our first home loan over the line - we were then introduced to Josh, who made us feel comfortable & confident through the whole process, both times. we couldnt be happier with the service that Josh & the team provide - its very important to us & it is great knowing that we are being looked after by someone who knows the industry so well. we are extremely grateful for the service and advice

We recently worked with Josh at Bricks and Mortgage as our mortgage broker, and we couldn’t be happier with the experience. Despite us putting him under a lot of pressure by purchasing a property and not having pre-approval in place, Josh still made it happen within the required timeframe. He was incredibly responsive and always available to answer any questions, which gave us peace of mind during the entire process. His ability to navigate tight deadlines while maintaining clear communication really stood out. Thanks to Josh’s hard work, we’re now living in our dream home. We highly recommend him to anyone looking for a reliable and dedicated mortgage broker!

Josh & his team were amazing to deal with, from the start of our SMSF application to settlement, the whole process was smooth & stress free, I was kept well informed all the way through. I would highly recommend Josh & his team to anyone needing property finance.

Thanks Josh and team for being that supportive, caring and trusted partner throughout the application team. We have now worked on multiple engagements for years and having you do our applications means zero- worries on that front. We specifically appreciate the team being proactive and keeping us informed through the process. The ask had been difficult at times but you all have always performed with outstanding outcomes even under pressure. Thanks again.

I am so glad we found Josh to be our mortgage broker. His knowledge in the field is second to none and I can not recommend Josh highly enough. He is very professional and kept us informed during the whole process. His friendly personality just seals the deal. Thank you Josh. We know who ever uses Josh to be their mortgage broker will not be disappointed. Highly recommend!!!

I had a great experience working with Joshua Geurts as my broker. His market knowledge is impressive, always providing insightful analysis and helping me make well-informed decisions. Joshua maintains clear and consistent communication throughout the process, making sure I am up-to-date with any developments. His professionalism is top-notch, always demonstrating a strong work ethic and a genuine commitment to ensuring the best outcome. I highly recommend Joshua for anyone looking for a broker with expertise and dedication

Josh and his team (shout out to Leif!) helped us first with our mortgage and recently with refinancing. Both times provided excellent service and really helped us understand the process as we’re quite new to it. Clear and thorough communication at all steps and they really put in the work to make it all happen quickly without any issues. I would absolutely recommend Josh to anyone looking for a broker. There’s no question who we’ll be using if/when we refinance again in the future.

We were looking to get an investment property but clueless on how to proceed. Stumbled a conversation with Josh and he got us through and now we are a proud investor in WA. Sounds easy! No kidding, His ability to finalise an investment and a deal in WA in no time, no stress and no hassle to get the investment loan approved and settled. We just mentioned our thought to invest in a property and he worked out the possibility of how to achieve this.? Josh is a master of his trade and worked the financial serviceability straight way, gave the figure you can work with, and that allowed us to start the search and eventually in 2 days of review, a deal was cut, pre-approval done, settlement done. We are proud owners of an Investment property. No words can describe his ability, the dedication for his work and towards his client, the calmness and the ability to understand and work with you as if it is his own deal. The knowledge he possesses about the market, product he deals with is a big advantage for clients like us. It makes our job easier. Honestly, we just left the thinking on the numbers to Josh and he got it right for us. He not only deals with the clients in a professional way, but in Josh you can find a mate who can share some of his experience and thoughts. That is a rare quality you will find in this trade as people are non-committal, but Josh is different and he is above the cut. He worked with us from the start to the end in finalizing the deal, hand holding us on every stage of the application approval and ensuring all information is updated in the first go. That shows how thorough he is in his job and makes the client as well the banker's job easy. Bricks and Mortgage team maintain the same professionalism as the team keeps you updated all along the loan process. Fantastic and looking forward to work with them for the next Investment plan

Working with Josh for refinancing our existing home loan was a cake walk. I never thought this process would be as stress free as it was and Josh made it so simple for us to work with. Our previous experience dealing with a broker was like sleepless nights, but with Josh, I can assure you, just leave it with him and job done. His calm demeanour, attitude to listen to your requirements and provide the appropriate option is great to deal with. His knowledge of bankers options and the product, allows him to work the solution for his client. He works for you and not for the bankers. One of the best qualities observed is, Josh does not push you to close a deal. Josh, provides the snapshot of the options in a well defined simple format, sits with you and spends time to explain the options, allows you to think about it and works as per your need. From start to the close of the deal, he is available to work with you. His communication to his clients is a big tick mark, as he will always be there to chat or provide any suggestions / opinion on the loan application. Dealing with him or his team, you would know if the deal is possible or not pretty much in the first few discussions. There is no back and forth approach with Josh on the serviceability of your loan. This makes the entire process simple and easy. Last but not the least, his team and himself are very professional in their dealings. They keep you posted all along the application process, update your next step and what is expected and their commitment on timeline is another feather on the cap. Good Job Team…keep it up…..I will recommend anyone who is a serious buyer, to reach out to Josh and his team. BricksandMortgage is a perfect place to go for your loans.

We had an outstanding experience with Bricks and Mortgage, thanks to the exceptional service provided by Josh Geurts and hit team. From the start of our journey almost 3 years ago, Josh and his team demonstrated professionalism, expertise and a personal touch that made all the difference. Their knowledgeable advise and clear guidance on the process was invaluable. Josh and his team truely become part of the journey, offering support to ensure we were well informed every step of the way. They were dedicated to helping us achieve our dream while keeping to our financial goals throughout the process. We highly recommend Bricks and Mortgage’s Josh is Geurts for anyone seeking reliable and professional mortgage broker with sound advise. Thank you Josh and team for making this experience so positive and successful!

Josh and his team are absolutely excellent. We knew next to nothing about home loans or mortgages when we first started looking for a home. Once the interest rates had been increased for a few years, we decided with Josh’s help it would be best for us to refinance. Again this was new to us, but the benefits for and against doing this were explained extremely well. There were multiple options for which bank, and which type of loan provided so we could choose what was best for us. He also went through the options with clear extensive market knowledge, to help us select the best choice. No question was too small or silly to ask, and he was always happy to make time to help us. With his help, the whole process was quick and efficient. We would absolutely recommend Josh if you are looking into buying a new home or looking to refinance. 10/10.