Phil was extremely knowledgeable with all areas of finance and loans, and helping me secure my loan. He filled me in on a lot of things I wouldn’t have even thought of if I didn’t go through Sandford finance and took a lot of the hard work and guess work out of the whole process and he made it an easy and seamless process. I would highly recommend Phil at Sandford finance if you wanted to secure a home loan or refinance.

I had such a great experience working with Phil as my mortgage broker! From start to finish, he made the whole process stress-free and easy to understand. Phil was always available to answer my questions, explained everything clearly, and went above and beyond to find the best option for me. I couldn’t be happier with the service and the outcome. I’m so glad I chose Phil and would highly recommend him to anyone looking for a mortgage broker.

We had an outstanding experience with Philip. From start to finish he made the mortgage process smooth, stress free and he exceeded our expectations. He took the time to ensure all aspects of the process were completed on time and guided us toward the best solution for our needs. What impressed us most was his professionalism and genuine care, we never felt rushed or pressured and he got the best outcome for us. Thank you so much Phil, we are now able to move forward with confidence and peace of mind. We highly recommend Phil's service to anyone looking for a trustworthy mortgage broker.

I could honestly not say enough praise for this man he is truly magnificent. His knowledge and passion for his work is incredible. Nothing was too hard of an ask and I definitely through him so curve balls. He made the experience of applying and sorting everything out as less stressful as possible. I’m sorry to say you’re stuck with me for life now. Thankyou so much for everything and you being you. I couldn’t be happier