
Joel went out of his way to make time to sit down and discuss all options. Joel went way above expectations. His service makes you feel more like a friend than a client.

Joel went out of his way to make time to sit down and discuss all options. Joel went way above expectations. His service makes you feel more like a friend than a client.

Aaron and Joel from 3 finance are true craftsman in their field, very knowledgeable in the ability to guide me through a complicated financial process to achieve the outcome I was looking for, it was very impressive and I can’t thank them enough.

We are extremely satisfied with our experience with 3 Finance/3 Realty. Joel and the team have made everything so seamless and stress free with all of their knowledge and experience. They have provided an exceptional service by assisting myself and my partner and meeting all of our needs. They really have gone above and beyond by providing regular updates along the way. Such a professional business to deal with. I would highly recommend their service. Darren Wilson

Joel made the process of refinancing stressfree for someone who has little to no knowledge in this area. He was extremely informative on what product best suited me and why, ensuring I had a full understanding of not only the product, but also the process moving forward.

Thank you Joel for making a complicated and stressful process feel like the opposite. It’s the second time Joel has guided us through the minefield of bridging finance, and I’m grateful to have his calm presence and expert advice.

I highly recommend Joel and his team nothing was a problem during our loan application, very clear and precise communication, a wealth of knowledge and experience that helps make the loan application very trouble free

Joel is great at understanding our needs and finding the best products to suit. He leads from the front and follows up with his team - we’ve had nothing but great dealings with the whole crew. We have used 3Finance now on three separate occasions including personal and investment properties and would not hesitate to recommend.

I am a 55 yr old who has recently purchased my 2nd home through Joel and the team at 3 finance. Both times my experience with them have been flawless. The communication has been prompt and extremely respectful which has made the daunting journey of purchasing a home a breeze. Their communication with my solicitor and the agents has been so prompt that I haven’t needed to chase anything up, they have eliminated all stress from this process and I express my appreciation and thoroughly recommend Joel DeShannon and his team. Danielle and Helen are so very knowledgeable and gently explained every step of this process, they are so professional and have guided me through what could normally be a stressful experience so flawlessly that buying my home has been one of the easiest things I have ever done. Thank you to Joel and the team, I can’t recommend you highly enough. Alysia


I have sought Joel’s services on two occasions now. Each time I have found him to be extremely knowledgeable and helpful. He took the time to assess my needs and make suggestions on products that would best suit me. He and his team were extremely efficient in organising my finance and answering any questions that I had along the way. I would recommend his services.

Our experience with Joel as our broker has been great supporting person for over 6 years who understand about what we need in a home loan. Our broker was very helpful from day 1 to make sure we got the best product for our needs. He was highly responsive through emails and texts throughout the day, even after hours. Highly recommend Joel at 3Finance

From start to finish, Joel and his team were absolutely incredible to work with. The mortgage process can be overwhelming, but Joel made everything clear, manageable, and even enjoyable. He was consistently transparent, always taking the time to explain every detail, no matter how small. I had what felt like a million questions along the way, and Joel never made me feel like a burden, instead, he answered each one with patience, clarity, and expertise. What really stood out was his proactive communication. I never had to chase updates or wonder what the next step was, Joel kept me informed at every stage, explaining what was happening and what to expect next. His knowledge of the legalities and the entire process gave me so much peace of mind. Joel truly went above and beyond, and his team mirrored that same level of professionalism and care. If you’re looking for a broker who knows their stuff and genuinely puts your best interests first, Joel is the one. Highly, highly recommend!