I can’t thank Joel and Olivia enough for all of their help with extending my mortgage. Joel was fantastic throughout the whole process. He was knowledgeable, professional and always kept me informed, but what really stood out was how far he went to help. Even while he was on holidays, he still took the time to sign and lodge documents for me to keep everything moving. Olivia was equally amazing. Her communication was fantastic, and she went above and beyond to help me, particularly on settlement day when it was looking like things might not happen. She followed up with MSA National and pushed things along to help get everything sorted. Buying or extending a mortgage can be incredibly stressful, so having a broker and admin team who genuinely care, communicate and go the extra mile makes such a huge difference. I’m so grateful for everything Joel and Olivia did to get me across the line. I wouldn’t hesitate to recommend them to anyone looking for a mortgage broker. Thank you both so much! ❤️

My wife and I used Joel and his team to refinance our house. Joel was extremely helpful and went over and beyond to get us the best result possible. Highly recommended.

Joel was super easy to work with. He led all the dealings with the bank and negotiated a competitive rate for us. 100% recommend as a broker.

I have worked with Joel and the team at 3Finance on several occasions over the years and it has always been seamless. He is very knowledgeable and explains the whole process in terms you can understand. His team in the office are fabulous as well, nothing is too much trouble. Have recommended Joel and the team to several friends and will continue to do so.

Joel went out of his way to make time to sit down and discuss all options. Joel went way above expectations. His service makes you feel more like a friend than a client.

Aaron and Joel from 3 finance are true craftsman in their field, very knowledgeable in the ability to guide me through a complicated financial process to achieve the outcome I was looking for, it was very impressive and I can’t thank them enough.

We are extremely satisfied with our experience with 3 Finance/3 Realty. Joel and the team have made everything so seamless and stress free with all of their knowledge and experience. They have provided an exceptional service by assisting myself and my partner and meeting all of our needs. They really have gone above and beyond by providing regular updates along the way. Such a professional business to deal with. I would highly recommend their service. Darren Wilson

Joel made the process of refinancing stressfree for someone who has little to no knowledge in this area. He was extremely informative on what product best suited me and why, ensuring I had a full understanding of not only the product, but also the process moving forward.

Thank you Joel for making a complicated and stressful process feel like the opposite. It’s the second time Joel has guided us through the minefield of bridging finance, and I’m grateful to have his calm presence and expert advice.

I highly recommend Joel and his team nothing was a problem during our loan application, very clear and precise communication, a wealth of knowledge and experience that helps make the loan application very trouble free

Joel is great at understanding our needs and finding the best products to suit. He leads from the front and follows up with his team - we’ve had nothing but great dealings with the whole crew. We have used 3Finance now on three separate occasions including personal and investment properties and would not hesitate to recommend.

I am a 55 yr old who has recently purchased my 2nd home through Joel and the team at 3 finance. Both times my experience with them have been flawless. The communication has been prompt and extremely respectful which has made the daunting journey of purchasing a home a breeze. Their communication with my solicitor and the agents has been so prompt that I haven’t needed to chase anything up, they have eliminated all stress from this process and I express my appreciation and thoroughly recommend Joel DeShannon and his team. Danielle and Helen are so very knowledgeable and gently explained every step of this process, they are so professional and have guided me through what could normally be a stressful experience so flawlessly that buying my home has been one of the easiest things I have ever done. Thank you to Joel and the team, I can’t recommend you highly enough. Alysia