Joel has now helped me twice in my financing journey. The first time was after a devastating separation where I had no idea what I was doing and limited options. Several other brokers told me I had little hope of securing finance to keep my house. It was exhausting to be constantly told no. Joel was the one broker who gave me hope and helped me secure my first low doc loan. Over the next few years he was always available to answer my questions relating to my goals of becoming more financially free. As my income increased and more options became available Joel then helped me secure a better lender/interest rate and plan the next stage of my goals. Joel is a pleasure to work with. He has remained professional and non-judgemental toward some sensitive aspects of my life and always communicates with me with a “can-do” attitude which, (as a single mum who often gets told this is a handicap), I really value!

We cannot speak highly enough of Joel and the outstanding service he provided with our recent refinance. At a time when multiple brokers had told us that what we were aiming to achieve was not possible, Joel not only took on the challenge but delivered results that far exceeded our expectations. What truly sets Joel apart is his deep industry knowledge and strategic approach. He has a clear mastery of complex financial structures and lending criteria, and he used that expertise to explore every possible avenue with persistence and precision. When unexpected hurdles arose, he handled them with confidence and control, keeping everything on track. Thanks to Joel, we were able to achieve a financial outcome that no one else could deliver. We are beyond grateful for his hard work and highly recommend him to anyone seeking a finance broker who combines knowledge, professionalism, and a results-driven mindset. J&W

Joel from 3Finance provided outstanding service in securing our home loan increase—quickly, efficiently, and without any fuss or stress. His professionalism and expertise made the entire process seamless, and his clear, prompt communication kept us informed every step of the way. We couldn’t be more pleased with the result and highly recommend Joel to anyone seeking reliable and hassle-free financial support.

Joel and Aaron were fantastic. They were very professional and no question was a problem for them to answer. They brokered a great deal and we are very grateful for the effort that put in for us. Highly recommend them to anyone needing a mortgage broker

Would highly recommend.

my family has used Joel for 20 years and i have now personally been using Joel since 2019 and I can't recommend him enough. Professional, amazing team, always making sure to achieve the best possible outcome.

Excellent and friendly. Made it easy for first home buyer to understand the process. Very knowledgeable and helpful to find the right loan suited to myself.

I have had dealings with Joel and his team of hard-working, highly competent and efficient brokers and have yet again been dazzled by their abilities!!!!! I cannot recommend this mob highly enough. 19 out of 10!!!!

This was a really stressful time and Joel and his team made the whole process so easy and positive. Communication was professional and I was kept informed every step of the way. Not only did Joel and his team manage to secure a great rate for me but they also ensured that I was able to transition into this next phase of my life with ease. I cant thank them enough for their support and service. I highly recommend Joel for any finance needs. He is the best in the business 100%.

If we could give Joel a 10 star rating, we would, As first home buyers, making undoubtedly the biggest purchase of our life, not once did we feel nervous, stressed, or misinformed. Joel's straight-up approach paired with calming patience and the ability to explain every step of the process thoroughly throughout is genuinely incredible. If your not using Joel as your broker then you need to re consider immediately. We will be recommending Joel to anyone who will listen. And look forward to working with him again in the future. We can't thank you enough for securing our first home in what, for us felt like a breeze! Truly Amazing :) Amy & Chris Deighton

I had zero idea about this whole process. He guided me well the whole way, I couldn’t have done it without him.

Joel and his team kept me well informed with market trends and information, constantly updating me with the latest information and acquiring the best loan available. Walked me through the whole loan process, making it breeze with total professionalism from start to finish. Joel and his team were always available, made me feel secure in their hands