Josh has been an absolute pleasure to deal with. We have used Josh a couple of times now and we do so in the further when necessary. We have recommended him to our friends and they have had the same experience. He takes into account your concerns, needs, and individual circumstances, and finds the best fit for you and your family.

Josh was extremely helpful me out of a stressful period dealing with the bank directly for loan approval. I was explained clearly the processes and timeframes and updated regularly on how things were progressing. No doubt Ill be using Josh again in the future.

Josh and the team at SMS finance went above and beyond to ensure we received the best outcome for our family and purchasing our first home, we were helped every step of the way and I would highly recommend anyone who is looking for a broker to check out josh and the SMS team.

Huge thanks to Josh and the team for guiding me through the entire process, from start to finish, of purchasing my first home! Josh was always available, super helpful and knowledgeable and made the whole experience easy and much less stressful!

The service I received from Josh and his whole team was outstanding from beginning to end . I could pick up the phone up at anytime and they were more than ready for o help . I didn’t think I could own my own home again , especially by myself , but Josh was clear that I could do this . Thanks to the whole team , I wouldn’t hesitate to us them In the future Katrina

Josh provided us with clear direction on how to approach our loan application and he was calm & proactive in his pursuit to get us the outcome we desired. We are so happy and satisfied with his service

Josh and the team at SMS Finance provide a professional service and can tailor the right finance solution. They also have quick turn around times as a key broker with the banks and they always kept us up to date. I would happily recommend their services to anyone looking needing finance. We are using them again for another investment purchase.

Josh & the SMS team helped me with purchasing my first home, as a first home buyer I had all sorts of concerns and questions. Everything I asked I received a fast response reassuring me of the process and how it all works. Would happy recommend Josh and the team to family and friends, looking forward to working together again in the future.

Josh and the SMS team were awesome to work with! They explained everything clearly and were always so friendly.

Josh was very helpful from start to finish in precuring my new home. He is very easy to talk to and has a genuine interest in doing the best by you. He was always very responsive, clear as to what is required and when and able to answer any questions I had. Being a first time buyer and going through the application solo, I was very fortunate to have Josh help guide me through the process.

I was referred to Josh after being declined by lenders and the previous broker and happy I did, josh made it happen and now I’m building my first home! Great communication with him and his team and true to his word 😊

Great experience, always ready on hand to answer any questions. Excellent knowledge and answered the millions of questions that I had and made me feel at ease througout the whole process.