Josh has been exemplary in all aspects of this process, his ability with customer communication and expectation management is beyond great. In short Josh achieved more in six hours than most lenders achieved in 6 weeks....We thought we had NO CHANCE applying yet Josh plucked us from the fire and shinned us like glass...PROMOTE THE LAD NEVER FIRE HIM!...I WILL be recommending this company based upon Josh to all parties I know and will also be returning to the company for HOUSE 2...Josh you have found your calling and I cannot recommend you highly enough, you are a true champion of first home buyers! You sir are making dreams happen....VOLARE good sir a tip of the hat and thank you for your service! Matt and Celeste

As first home buyers, my partner and I had no idea how to proceed! With the help & adice from Josh & the team at SMS Finance, we were able to receive Finance Approval towards a mortgage for our very first home! We definitely couldn't have done it without the assistance of Josh and his team!

Josh was able to explain things further for me and took the time to answer any questions I had and he gave suggestions to assist the process of finance acquisition - All done in a timely manner from when I first spoke to him.

From the beginning we could tell that Joshua knew his stuff. We came for advice on how to make our dreams a reality. Josh was professional, friendly, helpful and knowledgeable. We are forever thankful to Josh and his team for making our dreams a reality. We love our new home and would definitely recommend Josh to anyone wanting advice on buying a home.

Josh is a great communicator! From our first meeting with Josh, all the way through to settlement, he was always happy to answer any of our questions, nothing was too much trouble. We felt supported and taken care of through what was a very stressful time (buying during COVID), we cannot thank Josh enough for all his help and expertise!

Josh was so easy to deal with. I had to have finance secured within three days and Josh pulled it off with a day spare, and this was despite me living inter-state and actually only visiting in person once (Josh was so personable I felt I had to drop-in). If I recall it was about a whole of two pages of forms before I had a very agreeable finance offer? My brother actually put me onto Josh as he'd had such a good experience too This is the first time I have brought a house and it was so easy getting the "complicated" money part of it dealt with - in the end all I about was worried shout was making sure I picked the right paint colours for the house! When I'm ready to invest I know I will be getting Josh to sort the money side right again

Josh gave me some very good advice and helped me realise that owning and having the security of my own home was something that with his help was very much within my reach. I found that Josh easily explained the application process and I was very pleased when I got my letter of unconditional approval from the bank. When signing the documentation I found Josh and his colleagues to be friendly and professional and they clearly explained the information included in the documents. Josh and his team have been in contact since settlement not only to celebrate my purchase but also to check I am happy with the process. Thank you Josh and all the team at SMS Finance.

Josh and his team were fantastic! They helped me understand the home buying process and kept me informed every step of the way. Being a first home buyer, I found this helped make the whole process a lot less daunting. Strongly recommend!

Josh has a great knowledge of the market and he always upbeat and friendly . Exceptional service and always keep me up to date with the process in finding the right product for me . I will use him for future house purchases and can highly recommended him .

Josh did an exceptional job in ensuring that he found the best loan suited to us offering reassurance all the way. Great communication and patience throughout answering any questions no matter how big or small at anytime of the day. One very satisfied customer, thanks for making our once though unattainable dreams a reality! :)

Joshua was our mortgage broker who helped us when we built our first home. He was very friendly, relatable and knowledgable and we knew he had our best interests at heart! He answered all of our endless questions, was always happy to take a call whenever and wherever and got us an excellent solution for our finance needs. He and his team made the process much less stressful than it would have been trying to figure out loan options on our own and supported us throughout our entire building journey. Thank you Josh!

We had an amazing and stress free experience with Josh and the SMS team. Very friendly and professional service.