We could not have done it without Spencer, he worked tirelessly to get our loan over the line. My wife and I will be using Spencer for any and all property purchases in future and recommending to family and friends.
We could not have done it without Spencer, he worked tirelessly to get our loan over the line. My wife and I will be using Spencer for any and all property purchases in future and recommending to family and friends.


I was very skeptical at first about getting a mortgage broker, unsure if they were worth the cost. As a friend if mine had given Spencer a glowing recommendation, I figured they were worth a shot. Best decision I could have made. Spencer made themselves available to my constant questions, handled disasters before I even knew about them and used their product knowledge to lock me in a fantastic rate for my circumstances. If your on the fence about a broker or who to go with, Spencer is who i'd recommend.

Spencer provided professional service and was invaluable in helping us achieve our goals. He was able to secure finance for us when our situation had unforeseeably changed and when many institutions were hesitant to assist us. Spencer was always courteous, returning calls and emails in good time. This is the second time we have contacted Spencer to help us obtain finance and I would have no hesitation in recommending his services and advice to others.

Wish I could rate him higher, tried 3 other brokers first who didn’t want a bar of it due to being self employed. Spencer went above and beyond and will be recommending to others.

Spencer is a friendly, helpful and professional broker. We are very grateful that he helped us find a great loan so we could purchase our dream home. When our settlement was repeatedly delayed (because of the buyer- our bank was ready to go with time to spare) he really put our minds at ease and advised what would happen next etc. Thank you Spencer!! Thank you Cube!!

Spencer was extremely important in our purchase of our first home. His knowledge and advice was second to none. He was proactive and returned calls within minutes of missing my calls, even one’s late in the night just to make sure we got the right documents signed at the right time. Overall our dealings were great and highly recommend anyone purchasing a house to reach out and speak with Spencer, even if it’s for some simple advice.

Spencer helped us when our time line was very tight. It was a great relief when everything came together on time

Spencer was professional and kept us updated regularly re our mortgage, excellent knowledge of the market and helpful in assisting us with the right mortgage.

Spencer stayed patient with us over the year helping to guide us through what we needed to do to get to where we are now. We had a range of complexities that he took back and investigated to help get us over the line! - thanks Spencer! Who would have thought being happy in debt was a thing! Would recommend! Cheers, Josh & Michelle Seabrook

We found Spencer through a FB help page. We had specific needs that we kept having trouble with, primarily in relation to a rural property we were wanting to purchase. Spencer not only turned what we thought to be an impossible dream into reality but he did so quickly, walked us through every step, answered our millions of questions 24/7. Our loan amount was small compared with others but that didn’t make Spencer prioritise us any less. He always made himself available whenever we needed him, had a question or were worried about something. We were totally clueless about everything involved in a home loan and Spencer could easily have taken advantage of us but instead he guided us through the process, giving us options that not only fit our needs but found and presented the cheapest/best options for us. I couldn’t recommend Spencer more, his integrity, can-do attitude, compassion and immense knowledge of the business are incredible. We truly couldn’t have achieved our dream without him. Thanks again Spencer!

Spencer was great. He got me a great home loan and kept me well informed from start to finish