Spencer helped us when our time line was very tight. It was a great relief when everything came together on time

Spencer was professional and kept us updated regularly re our mortgage, excellent knowledge of the market and helpful in assisting us with the right mortgage.

Spencer stayed patient with us over the year helping to guide us through what we needed to do to get to where we are now. We had a range of complexities that he took back and investigated to help get us over the line! - thanks Spencer! Who would have thought being happy in debt was a thing! Would recommend! Cheers, Josh & Michelle Seabrook

We found Spencer through a FB help page. We had specific needs that we kept having trouble with, primarily in relation to a rural property we were wanting to purchase. Spencer not only turned what we thought to be an impossible dream into reality but he did so quickly, walked us through every step, answered our millions of questions 24/7. Our loan amount was small compared with others but that didn’t make Spencer prioritise us any less. He always made himself available whenever we needed him, had a question or were worried about something. We were totally clueless about everything involved in a home loan and Spencer could easily have taken advantage of us but instead he guided us through the process, giving us options that not only fit our needs but found and presented the cheapest/best options for us. I couldn’t recommend Spencer more, his integrity, can-do attitude, compassion and immense knowledge of the business are incredible. We truly couldn’t have achieved our dream without him. Thanks again Spencer!

Spencer was great. He got me a great home loan and kept me well informed from start to finish

Was in a bit of a compilcated situation with already having a loan on another house. These guys worked hard to find a solution to get my partner and I another loan so we could buy a farm, before my other house sold. I wouldn't use anyone else

Spencer was very clued up in all aspects of our property purchase, he took care of everything and we didn’t need to worry or stress about anything. He was very professional and upfront with everything thing.

After approaching several banks, someone recommended Spencer due to his expertise in rural lending. I was very lucky to come across him as none of the other banks or brokers I discussed my purchased needs with were able to get our farm purchase across the line. Spencer knew the ins and outs of the banks lending better than their own staff. If you are making a rural purchase, Spencer is your go to guy…lovely to deal with, efficient, takes time to explain and most importantly, gets the loan across the line when others can’t!

Spencer Clarke was a fantastic agent to work with on our mortgae re-financing. From valuation and application through to settlement there was prompt professional communication and guidance which allowed us to make some informed choices to suit our desired goal and the final outcome was a success. I would recommend Spencer and his team we are very happy with our results.

Very happy with Spencer, will be going to him in the future

A massive shoutout to Spencer Clarke! While Spencer works for Cube Home Loans, it didn't feel like dealing with the big, faceless brokerage businesses. It truly felt like having our own personal broker on speed dial. And let me tell you, his communication game is brag worthy! We bombarded him with a million questions as first time property investors, and he never once ghosted us and always welcomed our clueless questions. Here's where Spencer really blew our minds. Other brokers loosely were like, "Eh, you'll probably get around $280k from the banks. Lucky to get $300k". The way they explained things felt complicated. But not Spencer.. he goes and gets us pre-approved for $475k! Everything was so smooth sailing on our end. But wait, he gets even better. We put in an offer on one place with a tight 7day finance clause, (Sorry) Spencer gets it unconditional with Westpac bank in just 2 days! Then, unfortunately we had to bail on that one due to some building and pest issues and Spencer didn't skip a beat. We signed another contract, with the Easter long weekend coming up, and he still manages to get someone from Westpac to value a semi-complicated duplex property and make it unconditional in just 5 business days. If you want someone who's gonna hustle for you and is just a down to earth good person, Spencer's your guy!

Spencer and his team were very professional and were spot on with their knowledge. They strived hard for a great outcome, of which we were extremely pleased with!