Spencer assisted me buying a brand new car and was so efficient that I had to use his expertise to buy my first home. He made everything easy and explained the process in detail. He even answered all my annoying questions over and over again without complaint. He is very easy to get along with, a lot of laughs along the way and some tears ( on my part) but was so accommodating to all my queries. Will be utilising his services again when I buy an investment property. Thank you from the bottom of my heart. ☺️

A big thank you to Spencer and team from Cube Central in assisting us in buying our first home. Very happy with the high level of support we received during this exciting yet big chapter. Spencer was very professional, informative and thorough through the whole process from start to finish, which made it less daunting and less stressful. I will have no hesitation in recommending Spencer and also keeping in contact for future investments. Thanks again Spencer :)

We were extremely happy with our choice of mortgage broker, Spencer is not only great at his job, he is very professional and super friendly. The whole process was very simple and stress free, and we couldn't be happier. Thank you so much for getting this across the line for us Spencer, we definitely recommend you to anyone needing finance, 10 out 10!

We had a great experience with obtaining finance for our new home with Spencer at Cube Home Loans. Spencer took the time to understand our needs, provided fantastic advice for our slightly different circumstances and communicated with us every step of the way. He quickly narrowed down which borrowers suited our needs and we were very happy with the lender and loan we now have. Thanks Spencer!

Spencer and his team are professional, knowledgeable and very quick. I would definitely recommend Spencer for any purchase situation, whether it be straightforward or more difficult. Spencer’s lender reach is great and he had several really good options for my situation. The process was simple and stress free from my end, with a great outcome. I will definitely be a repeat client!

I recently had the pleasure of working with Spencer Clarke from Cube Homeloans for our first home purchase, and the experience was exceptional. From start to finish, Spencer demonstrated expertise, ensuring a smooth and stress-free process. He navigated my partner and I through the complexities with clarity, securing the best mortgage terms tailored to our needs. Spencer was proactive in addressing challenges, offering creative solutions that ensured a timely closing. Communication was excellent, with prompt responses to our queries and regular updates. Not only provided professional guidance but also showed genuine care for our success as first-time buyers. I highly recommend Spencer to anyone seeking a dedicated and knowledgeable mortgage broker. Thanks to them, we are now proud homeowners, and our gratitude knows no bounds. Sincerely, Jordan and Zara.

We had the best experience with Spencer. He was so helpful and guided us through the process with such skill & expertise. He was also happy to chat whenever we needed it. Highly recommend!

Spencer is an incredible broker with significant knowledge of the mortgage market. He was very helpful and responsive with our refinancing advice and service.

Scott and Spencer worked hard to help me with my home loan. They got me a very good deal and I am a satisfied customer. They are honest and have all the requisite knowledge, tips and tricks. I strongly recommend you approach them and trust them to deliver the goods for you.

Being a time poor individual makes it hard to schedule phone calls, Spencer's approach was great using messenger, email and phone calls when time permitted, his ability to put things together was outstanding

This is the third time we have used Spencer's services and would not hesitate to recommend him to our friends and contacts. We had a very stressful time with buying and selling our residential home this time around and Spencer went out of his way to get the documents etc through with our financial institution and was always quick to answer emails and phone calls. Thank you Spencer for all your help and assistance again.

Spencer was so helpful and never made me feel silly for asking so many questions. This was my first home loan and he made everything so easy and stress free. Would never have become a first home owner if it was not for him