Was in a bit of a compilcated situation with already having a loan on another house. These guys worked hard to find a solution to get my partner and I another loan so we could buy a farm, before my other house sold. I wouldn't use anyone else
Spencer was very clued up in all aspects of our property purchase, he took care of everything and we didn’t need to worry or stress about anything. He was very professional and upfront with everything thing.
After approaching several banks, someone recommended Spencer due to his expertise in rural lending. I was very lucky to come across him as none of the other banks or brokers I discussed my purchased needs with were able to get our farm purchase across the line. Spencer knew the ins and outs of the banks lending better than their own staff. If you are making a rural purchase, Spencer is your go to guy…lovely to deal with, efficient, takes time to explain and most importantly, gets the loan across the line when others can’t!
Spencer Clarke was a fantastic agent to work with on our mortgae re-financing. From valuation and application through to settlement there was prompt professional communication and guidance which allowed us to make some informed choices to suit our desired goal and the final outcome was a success. I would recommend Spencer and his team we are very happy with our results.
A massive shoutout to Spencer Clarke! While Spencer works for Cube Home Loans, it didn't feel like dealing with the big, faceless brokerage businesses. It truly felt like having our own personal broker on speed dial. And let me tell you, his communication game is brag worthy! We bombarded him with a million questions as first time property investors, and he never once ghosted us and always welcomed our clueless questions. Here's where Spencer really blew our minds. Other brokers loosely were like, "Eh, you'll probably get around $280k from the banks. Lucky to get $300k". The way they explained things felt complicated. But not Spencer.. he goes and gets us pre-approved for $475k! Everything was so smooth sailing on our end. But wait, he gets even better. We put in an offer on one place with a tight 7day finance clause, (Sorry) Spencer gets it unconditional with Westpac bank in just 2 days! Then, unfortunately we had to bail on that one due to some building and pest issues and Spencer didn't skip a beat. We signed another contract, with the Easter long weekend coming up, and he still manages to get someone from Westpac to value a semi-complicated duplex property and make it unconditional in just 5 business days. If you want someone who's gonna hustle for you and is just a down to earth good person, Spencer's your guy!
Spencer and his team were very professional and were spot on with their knowledge. They strived hard for a great outcome, of which we were extremely pleased with!
Spencer assisted me buying a brand new car and was so efficient that I had to use his expertise to buy my first home. He made everything easy and explained the process in detail. He even answered all my annoying questions over and over again without complaint. He is very easy to get along with, a lot of laughs along the way and some tears ( on my part) but was so accommodating to all my queries. Will be utilising his services again when I buy an investment property. Thank you from the bottom of my heart. ☺️
A big thank you to Spencer and team from Cube Central in assisting us in buying our first home. Very happy with the high level of support we received during this exciting yet big chapter. Spencer was very professional, informative and thorough through the whole process from start to finish, which made it less daunting and less stressful. I will have no hesitation in recommending Spencer and also keeping in contact for future investments. Thanks again Spencer :)
We were extremely happy with our choice of mortgage broker, Spencer is not only great at his job, he is very professional and super friendly. The whole process was very simple and stress free, and we couldn't be happier. Thank you so much for getting this across the line for us Spencer, we definitely recommend you to anyone needing finance, 10 out 10!
We had a great experience with obtaining finance for our new home with Spencer at Cube Home Loans. Spencer took the time to understand our needs, provided fantastic advice for our slightly different circumstances and communicated with us every step of the way. He quickly narrowed down which borrowers suited our needs and we were very happy with the lender and loan we now have. Thanks Spencer!
Spencer and his team are professional, knowledgeable and very quick. I would definitely recommend Spencer for any purchase situation, whether it be straightforward or more difficult. Spencer’s lender reach is great and he had several really good options for my situation. The process was simple and stress free from my end, with a great outcome. I will definitely be a repeat client!
