
Spencer was an amazing help in our journey of securing a loan to purchase a property off a family member. He made the process so easy dealing with the banks and guiding us on where to start.

Spencer was an amazing help in our journey of securing a loan to purchase a property off a family member. He made the process so easy dealing with the banks and guiding us on where to start.

Spencer was amazing and so helpful with securing a home loan that suited our needs and got us a good interest rate. He made the whole process seem easy and he was always just a phone call away. Highly recommended. Thank you again for everything Spencer.

Spencer guided us through our first home purchase with a wealth of knowledge for our unique situation. From engagement to settlement Spencer kept us informed, no question was left unanswered and he was readily available anytime. Thankyou Spencer, we look forward to working with you again.

Spencer has provided outstanding service throughout my home-buying journey. As a first home buyer with plenty of (frankly) silly questions, Spencer went above and beyond, taking nearly an hour out of his day before I had even engaged him as my broker to explain the entire process, what was involved, and my best options moving forward. I cannot fault the service from Spencer and his team—they handled everything quickly, efficiently, and without a single mistake. Not only is he a fantastic broker, but also a genuinely great bloke. I couldn’t be happier with the entire experience from start to finish and look forward to working with Spencer again in the future!

I came to Spencer with a unique set of circumstances and clear vision of what I wanted to achieve in refinancing my home. Spencer was able to align me with an appropriate lender and supported what I wanted to do from the start. Spencer is a hard working and dedicated broker who will ensure that his clients are supported. I have no hesitation in recommending Spencer and will be using him again in the future.

We could not have done it without Spencer, he worked tirelessly to get our loan over the line. My wife and I will be using Spencer for any and all property purchases in future and recommending to family and friends.


I was very skeptical at first about getting a mortgage broker, unsure if they were worth the cost. As a friend if mine had given Spencer a glowing recommendation, I figured they were worth a shot. Best decision I could have made. Spencer made themselves available to my constant questions, handled disasters before I even knew about them and used their product knowledge to lock me in a fantastic rate for my circumstances. If your on the fence about a broker or who to go with, Spencer is who i'd recommend.

Spencer provided professional service and was invaluable in helping us achieve our goals. He was able to secure finance for us when our situation had unforeseeably changed and when many institutions were hesitant to assist us. Spencer was always courteous, returning calls and emails in good time. This is the second time we have contacted Spencer to help us obtain finance and I would have no hesitation in recommending his services and advice to others.

Wish I could rate him higher, tried 3 other brokers first who didn’t want a bar of it due to being self employed. Spencer went above and beyond and will be recommending to others.

Spencer is a friendly, helpful and professional broker. We are very grateful that he helped us find a great loan so we could purchase our dream home. When our settlement was repeatedly delayed (because of the buyer- our bank was ready to go with time to spare) he really put our minds at ease and advised what would happen next etc. Thank you Spencer!! Thank you Cube!!

Spencer was extremely important in our purchase of our first home. His knowledge and advice was second to none. He was proactive and returned calls within minutes of missing my calls, even one’s late in the night just to make sure we got the right documents signed at the right time. Overall our dealings were great and highly recommend anyone purchasing a house to reach out and speak with Spencer, even if it’s for some simple advice.