In an impossible time frame Spencer was able to help me far beyond my expectations. Dealing with other brokers earlier with Spencer i saw what a true professional in his field can achieve. Highly recommended!!
Spence was great, keeping us informed for the duration of the loan. Explained everything and was fully transparent. Reccomend
After being declined by several major banks and even another mortgage broker, we were starting to lose hope. Most lenders insisted on including my husband's income in the application, but with him unable to work following a stroke, that simply wasn’t possible. As a result, our attempts to secure finance were repeatedly knocked back. On top of that, I had been without a car for over a year, which made day-to-day life incredibly challenging and I wasn’t sure if I would ever be able to climb my day out of the pit I was in. Then we found Spencer Clarke from Cube Home Loans, and everything changed. Spencer took the time to understand our situation and, incredibly, was able to achieve what others couldn’t: he helped consolidate our debt and secure finance for a vehicle, all based solely on my single income. We're now enjoying days at the beach - even this close to winter! As an added bonus, we recently received confirmation that our new ender (arranged through Spencer) will be passing on the full 0.25% interest rate cut following the May RBA announcement. We are beyond grateful and wouldn’t hesitate to recommend Spencer to anyone, especially those facing difficult or unique financial circumstances. I look forward to working with him again in the future.
I had a great experience working with Spencer to get my home loan sorted. It was smooth sailing the whole way through and I was very happy with the result. Would highly recommed reaching out to Spencer to find you the best deal. His system is very organised so you can get the documents required at your own pace so if you're in a rush like I was, you can knuckle down and get it done.
We recently purchased our second home, and Cube Home loans made the mortgage process an absolute breeze! Our broker, Spencer Clarke, went above and beyond to find us the best loan option, even when Lender Mortgage Insurance was a challenge for us to juggle. He worked tirelessly to navigate our options, ensuring we secured a great deal while making everything clear, stress free and communicating with us the whole time. What truly sets Cube Home loans apart is their commitment to their clients. Spencer was incredibly responsive and proactive, always keeping us informed and confident in our decisions. The level of professionalism and dedication we experienced was unmatched. If you’re looking for a mortgage broker who genuinely cares about his clients I highly recommend Spencer Clarke. We couldn’t be happier with our experience. Thank you for making our dream home a reality—again!
We have just upsized homes and Spencer has been fantastic through this process. He was on the ball from the start when we needed to work out what we could afford all the way through to post settlement check ups. Spencer was always contactable by email, text or phone when ever we needed clarification and guidance. I’d highly recommend Spencer especially if you are green in this space.
Spencer Was thorough, knowledge, he has a wealth of experience to choose the right option to fit into my budget. He combined all my debts into an easier payment option He was very patient, leaving no stone unturned. He ticked all the boxes for me. Would highly recommend Spencer, will most definately use him again and would happily refer him to family and friends
Spencer was of great help, helping through the entire process.
Spencer listened to my situation and found all avenues that could suit it. He was easy to deal with and always responded to my communications. Thanks Spencer
Our situation changed multiple times and it was never a hassle for Spencer to adapt and make sure that we still got our finance secured. He was always a phone call or message away and was always happy to help or answer any queries we might have had.
Spencer handled all our requests with such ease. We sprung the idea of buying another home on him very last minute and he was able to make a plan that benefitted both myself and my partner. Spencer continues to be super helpful.
We really stuffed around for a while and Spencer kept moving us along every step of the way, couldn't recommend using him enough.
