Joshua is amazing he helped us buy our first home helped with all paperwork, there was no wrong question asked very easy to get answers we would highly recommend him and his team

Throughout the whole process Joshua and his team have been amazing, we didn’t have the easiest application for him to do and yet he stuck with us and presented options for us to decide on and answered many a question. The communication has been great through the whole process. I am looking forward to any opportunities in the future that we can utilise his experience and expertise once again.

Josh was a life saver in the way he helped us achieve our dream of purchasing a family home. With my husband and I running a family business (So therefore technically being self employed), we faced a complicated process to get ourselves into the position to be approved for a home loan. But with Josh's expertise, connections and his positive attitude we made it through the processes and are now happily settled in our home with our two kids ready to conquer the next dream!

To start I personally wasn’t very great with how I went about my finances and during the house loan process was highly doubtful we wouldn’t be able to get it done. Spent a lot of time thinking we wouldn’t get it cause of my ways around money. Inevitably it all worked out. Josh reassured us we (I) was fine and it will happen. In the end I’m in a much better position having sat down with josh and his team. Would highly recommend josh and SMS Finance as a whole. Great people always on hand to help with anything!

Joshua was extremely helpful and knowledgeable when it came to financing our first home. From our first meeting, to looking at our current financial position and coming up with a plan, to being approved and receiving our funds, nothing was too much to ask and the process was simple and easy. Will certainly seek Joshua’s financial assistance in the future and would highly recommend him to anyone else needing a mortgage broker!!

After having a negative experience talking to our bank directly to get a home loan we decided to talk to a mortgage broker. Josh was amazing from start to finish and made us feel like there were no stupid questions and he wouldn’t stop until he got us the home loan. Professional but very approachable and always made time for us. We have recommended him to family and friends and they have all had great experiences

Josh has been a great support in guiding us through the journey of purchasing our first home, and notably he has continued to offer his support after our purchase completion!! He is always happy to answer any of our questions and was clear with the direction and actions we needed to take, helping us set realistic time frames and saving goals!! I would highly recommend (hence the 5stars) and already have recommended to a number of friends and family). Keep doing a great job Josh! Catch up soon

Josh was helpful, knowledgeable and took the stress out of the whole process from the start. Being my first mortgage I had alot of questions throughout the whole process, and he gladly answered them all in a way that made it easy for me to understand. Would 100% recommended him, and would go to him again in the future when I require his services.

Our introduction to Josh came via referral. We were very pleased with the attention we received and Josh's support staff were also exceptional in helping us source finance and in dealing with some issues that arose after settlement from the financing institution. We have no hesitation in recommending Josh, his team and agency.

Josh did everything he said he was going to do, and more! He was extremely knowledgeable, pleasant and hard-working. The deal wasn’t simple, but Josh kept providing advice and support until everything fell into place. He was available day and night - whenever he was needed. I will definitely use Josh again whenever I need finance.

Josh has excellent knowledge to achieve the best result I needed.

We recently refinanced our home loan through Josh and his team. The process was made very simple with updates and support provided along the way. Josh secured us a fantastic rate with our new lender and we couldn't be happier with the service and approach of SMS Finance. Highly recommend these guys.