I’ve known Josh professionally for a few years now, but have recently employed his services personally. Josh and the team at SMS Finance are the real deal: they’re knowledgeable, know how to get it done, speak in language that you can understand, are friendly and are personally interested in your case. Would definitely use these guys again and I’ve already referred so many people on after using them! Thanks guys!

I can honestly say, with the help of Josh, buying our first home was the easiest thing I’ve ever done. Josh talked us through every aspect of the process and was more than happy to answer even our craziest of questions. I would recommend Josh and his team to anyone who will listen. It is hard for me to put into words just how genuinely grateful we are for Josh’s help through one of the biggest milestones of our lives. Will definitely head back for his advice should we need it in the future