Phil and team were great in helping us get the right loan for our home. Very quick response times and good communication on market movements.
Phil has been amazing from the start, efficient and reliable with great knowledge. Takes the time to discuss the different options based on my current situation and provides great insights.
Phil was great, very personable and easy to talk to. Highly recommend and I will continue to use him through my property portfolio journey
Phil is a professional of the finest quality who delivered on everything he was asked to do. Dedicated to exceeding client expectations while being honest, efficient, and knowledgeable about the topic at hand. He is a loan expert, I would recommend his services and the staff at Mortgage IQ to anyone in need of finance.
We had the best experience with Phil buying our investment property. Phil was a constant source of knowledge for us throughout the entire process and always encouraged any questions we had. He went through different scenarios until we found one that suited us and the type of investment we were looking for. Phil came highly recommended to us, we enjoyed working with him so much we will continue to recommend and use Phil in the future.
I had a brilliant experience with Phil buying a second investment property. I'm a commercial real estate agent based in Melbourne and Phil is based in Bondi. We've never met in person however Phil has been completely available to chat on the phone, text or email at any time of day or night. There are so many variables when borrowing money and the current lending market is dynamic. Phil has been a constant source of knowledge and expertise, and extremely patient with my many questions. He came recommended and delivered value instantly, securing substantially more funds than other brokers and navigated my commission geared income profile easily. If you're looking for more money, lower rates, flexibility, someone completely reliable, a safe pair of hands, an expert in their field and a professional who is always available and responds to your questions within quick succession - speak to Phil about borrowing money. I never felt pushed or pressured and I'm grateful that Phil took the time to explain everything to me - pros/cons/etc. Thanks again Phil, see you next time!
We have been in contact with a number of agents and never seemed to get anywhere. Phil and his team were so easy to deal with. Always responsive and always helpful. Thank you so much for making it happen!
If Phil can't get a mortgage for you, no-one can. Without Phil and The Mortage IQ team we simply wouldn't be in our dream home... Phil's insight, expertise, patience and intimate knowledge of the Lending applications process and the nuances of individual banks was absolute key in securing our family home. Securing our family home in the right location for the right price was also part of our wealth creation strategy, so to say that this deal was crucial is our biggest understatement of the year thus far. Thanks Phil and the team at Morgage IQ...we will be talking shortly again for the next deal (investement). We highly recommend the services of Phil and Mortgage IQ Team. Jerome & Jess
I felt very lucky to find Phil to be my mortgage broker of the property purchase through my self managed super fund. This is not the first time I used a mortgage broker but the first time I feel I would not be able to do it without Phil. He is very prompt and very pleasant to deal with. His knowledge on loans, accounting and financial planning is incredible and certainly helped with the whole process. SMSF borrowing is not easy to do but he made it so easy for us and got us very good rates as well. He will be my go-to broker from now on.
This is the second time in two years I have used Phil, he is the guru of mortgage brokers!!! Don’t waster your time with others, Phil is your man without a doubt!!! Nothing is every an issue. See you in another 2 years Phil! He is the Guru of loans and providing 5 star ⭐️ service!
Phil and his team were very flexible, patient and knowledgeable in helping us refinance our loans. Long, arduous process for a complicated portfolio but he kept pushing it through for us. Never felt under any pressure to proceed if we weren't happy with it
I have used a few mortgage specialist in my time and they don't come close to the service and outcome that Phil and team has achieved. Always availible and a very friendly service. I can not speak any higher of Phil, he has helped me achieve what all others in his field advised was impossible. Fantastic! i will only be using him in the future.
