As first home buyers we knew nothing! Spencer guided us the whole way and made sure we knew everything we needed to know. Spencer made the whole process easy, we are very happy in our new house! Thanks legend

Spencer has performed as our agent on 2 occasions now - both super tricky circumstances but spencer has gone above and beyond to get the best deal for us. Spencer is extremely resourceful, knowledgeable, and keeps you updated with great communication. Give him the run down on what you need and he'll just get it done for you. Thanks again, Spencer Clarke

For someone like myself knowing very little about finance, accounts and paper work, Spencer helped me every step of the way. He kept me up to date with any information I needed to know and I felt comfortable in calling whenever I was a bit lost or had any questions. I highly recommend Spencer if you’re needing any financial assistance.

Spencer communicated well with us being first land owners

Run into Spencer at an open house where he was great to chat too. Once we found a place he was first in mind to contact. Everything went smoothly from start to finish.

Spencer offers best advice and is clearly an expert in this industry. He makes the application of refinancing fast and easy through his electronic process. Without hesitation, Valley Lending Co is highly recommended.

Spencer had a vast knowledge of the lending industry and gave us multiple options of various possible avenues. I was a little indecisive of what I was trying to achieve and his willingness to listen and support options was second to none

We needed very specific assistance with buying a large block (165 acres). Spencer kept us informed and gave assistance when signing the mortgage docs. His communication skills were excellent, very fast to respond. We could not be happier with the service Spencer provided and will be recommending him to all our family and work colleagues.

I was extremely fortunate to receive a word of mouth recommendation to contact Spencer Clarke at Cube Central to discuss refinancing options on my home loan mortgage. He is very knowledgeable, professional, an excellent communicator, and using the cube central system the entire process was seamless, efficient, fast, and easy from start to settlement. I appreciated the advice and the guidance tailored around my personal circumstances and highly recommend Spencer and team for anyone looking to understand the financing options available in the current market.

We have used Spencer’s services a few times now and each time he’s been friendly, knowledgeable, had great communication and gotten us the best rate. He always explains our options and explains his choice to go with a certain bank. We frequently recommend him to friends and family and we will continue to get his advise on any future loans.

I first contacted my previous broker from CUBE who is equally talented, to ask about getting us a home loan. He was not able to help at the time and referred me to his colleague Spencer. Spencer did not disappoint. We threw him a challenge and he worked his magic to get us over the line. He is incredibly knowledgeable and knows how to work around hurdles to get there. Thanks Spencer for all your hard work and skills that got us into our dream home.

Spencer has been fantastic! His communication is clear and easy to understand, and he always aligns our goals with our budget. He’s knowledgeable, caring, and makes the whole process stress-free. We feel confident knowing he’s on top of everything. Highly recommend!